Message from @Penguin4hire
Discord ID: 660030398641733653
epic
looking at after being at the place i am now for a few years moving south to arizona
pocket some money to put down on some land
I got a good va loan I used too buy land
nice
yea never had good luck with loans
to get my truck i had to put up 50% on it
i really had to finance a truck because i have 0 credit history besides that
i get my bank SENDING ME ads for credit cards to denie them when i say yes
Wtf
I started building my credit when I was about 16. I was smart about it
i try to because even tho i hate getting in debt i want to own a house and land eventually
I understand that well
i have enough in the bank rn to pay off my truck and it kills me not to but i gotta build that credit
I currently have 2 paid off vehicles as of 3 months ago. It’s nice. In your situation It’s better not to pay it off honestly
yea thats how i see it better to have some type of credit built instead of just a truck
its just like i try to but cant finance tools
Sadly credit is needed for almost everything
being a large dealer we have the snap on and mac trucks come by to sell us tools
My wife is a banker so she handles most of the finances these days
So I got lucky there a bit. I’m decent with finances but she’s much better
I hope she would be
You’d be surprised at the amount of bankers who are bad with their own finances
I never considered that
Guess uts like mechanics that drive zip tied together honda civics
Exactly lol.
Half way through my shift nice
nice
i also realized even if i wanted to go to collage at this point i havent even taken the SAT/ACT because i had work at the time because i specificly schedualed my classes to all be in the afternoon so i could work in the morning and i had work on the day for SATs and considering i am now in a full time position with pretty good pay i think i made the right desision
Definitely regret not getting more sleep yesterday.
Still working?
Just got off
So did your mom
Not at work hopefully
I just got into work. Will probably be here for next 12 hours
Well, working next 12 hours
Doing what
Anyways I’m going to get some sleep
Take an aircraft to one of our outlying fields, land, sit there for 8ish hours, takeoff and come back and then do office work. Haha
Wearing this bad boy today