Message from @Itcilis

Discord ID: 660030328601051172


2019-12-27 07:54:28 UTC  

That is true. Welding is a valuable skill.

2019-12-27 07:54:37 UTC  

I enjoy welding although I’m not the best at it

2019-12-27 07:57:24 UTC  

2019-12-27 07:57:30 UTC  

epic

2019-12-27 07:57:55 UTC  

looking at after being at the place i am now for a few years moving south to arizona

2019-12-27 07:58:05 UTC  

pocket some money to put down on some land

2019-12-27 07:58:33 UTC  

I got a good va loan I used too buy land

2019-12-27 07:59:15 UTC  

nice

2019-12-27 07:59:29 UTC  

yea never had good luck with loans

2019-12-27 07:59:39 UTC  

to get my truck i had to put up 50% on it

2019-12-27 08:00:03 UTC  

i really had to finance a truck because i have 0 credit history besides that

2019-12-27 08:00:24 UTC  

i get my bank SENDING ME ads for credit cards to denie them when i say yes

2019-12-27 08:00:47 UTC  

Wtf

2019-12-27 08:01:02 UTC  

I started building my credit when I was about 16. I was smart about it

2019-12-27 08:01:32 UTC  

i try to because even tho i hate getting in debt i want to own a house and land eventually

2019-12-27 08:02:04 UTC  

I understand that well

2019-12-27 08:02:28 UTC  

i have enough in the bank rn to pay off my truck and it kills me not to but i gotta build that credit

2019-12-27 08:03:41 UTC  

I currently have 2 paid off vehicles as of 3 months ago. It’s nice. In your situation It’s better not to pay it off honestly

2019-12-27 08:04:18 UTC  

yea thats how i see it better to have some type of credit built instead of just a truck

2019-12-27 08:04:44 UTC  

its just like i try to but cant finance tools

2019-12-27 08:04:53 UTC  

Sadly credit is needed for almost everything

2019-12-27 08:05:03 UTC  

being a large dealer we have the snap on and mac trucks come by to sell us tools

2019-12-27 08:05:09 UTC  

but i always end up paying them in full

2019-12-27 08:05:16 UTC  

My wife is a banker so she handles most of the finances these days

2019-12-27 08:05:57 UTC  

So I got lucky there a bit. I’m decent with finances but she’s much better

2019-12-27 08:06:16 UTC  

I hope she would be

2019-12-27 08:07:22 UTC  

You’d be surprised at the amount of bankers who are bad with their own finances

2019-12-27 08:08:18 UTC  

I never considered that
Guess uts like mechanics that drive zip tied together honda civics

2019-12-27 08:09:01 UTC  

Exactly lol.

2019-12-27 08:09:28 UTC  

Half way through my shift nice

2019-12-27 08:16:38 UTC  

nice

2019-12-27 08:18:24 UTC  

i also realized even if i wanted to go to collage at this point i havent even taken the SAT/ACT because i had work at the time because i specificly schedualed my classes to all be in the afternoon so i could work in the morning and i had work on the day for SATs and considering i am now in a full time position with pretty good pay i think i made the right desision

2019-12-27 11:35:27 UTC  

Definitely regret not getting more sleep yesterday.

2019-12-27 13:02:32 UTC  

Still working?

2019-12-27 13:03:10 UTC  

Just got off

2019-12-27 13:03:55 UTC  

So did your mom

2019-12-27 13:04:29 UTC  

Not at work hopefully

2019-12-27 13:05:43 UTC  

I just got into work. Will probably be here for next 12 hours

2019-12-27 13:05:57 UTC  

Well, working next 12 hours

2019-12-27 13:06:49 UTC  

Doing what

2019-12-27 13:07:28 UTC  

Anyways I’m going to get some sleep