I think that fed gov't should provide unsub loans

didn't know that

But in your own words no risk = no reward

Precisely what we're telling you. And the system in place is what causes that

exactly

that was to Deaths lol

The system in place forces people seeking to better themselves into debt. That's predatory by its very nature.

Ima be honest. I couldn't sleep so I'm gettin sleepy tea. But fuck all y'all for having this stimulating convo without me

Ah my fellow North Easterner awakens. I hope you are well brother

Well I gotta be up at 9 for work at 12, but Im not too shabby

Tryin to catch a few more hours before wage slavin

and you don't want to work min-wage to build up credit any qualify for loans?

Lmfao I work a min wage.

Do you know what minimum wage is in VA?

not memorized

What? I make close to 23 an hour to walk in circles and babysit

Federal level: $7.25/hour

You cannot live on that ANYWHERE in this stste

I have NO clue what cost of living is there

single bedroom apartment here is 3300 a month in some cases

HA! Yeah minimum wage isn't earning you NEARLY enough to afford that

Even in your state I guarantee

Right. Abolish minimum wage, let free markets do their thing. Prices go down

$15 min wage here

$15/hour still isn't enough

I have paid all my bills this period and I have $.03 in my account. I had to chose between keeping my car on the road or eating.

I'm literally living on instant potatos for the next 2 weeks and praying I don't run out.

Thats why I'll complete my course (even if the degree become worthless when I get to US) and try to learn another language

You'd have to work like 60+ a week, probably 80 to afford 3300 a month

@Foxhound oof, been there before

What do yall think?

3300 is also worst case. Lowest I've seen is 1600 without roommates

Any tips?

what degree are you going for Catfish?

Minimum wage here is 11.40 an hour and that isn't enough to afford an apartment, let alone anything extra to "Better yourself."

Minimum wage jobs aren’t supposed to be something you live off of

@Sir Harndes do it. Peiple will be impressed either way. Besides, drgrees are just paper

It’s to give you experience to get a better job

^ or to get a promotion

@The Leaf incorrect

K