Message from @Emma
Discord ID: 299540895383158785
that shits like a life sentence of paying
I can save up some of the money I have left over though. Since I can't save too much, I could just dump it in a lump sum to one of the debts once it gets too high.
they should make schooling free
Bernie's trying to
It's more popular now but I doubt it'll pass.
trumps making life worse
for ever race
$500 can pay for half of two of my debts.
I have about $6000 in total debt.
o thats not too bad
thats actually alright but if they have interest thats troubling
But it's costing me $250 a month.
Expenses keep coming up that I can't afford normally so my debt's climbing faster than I can pay it off.
It should be easier when the student loan is paid off.
Then I can get ahead of the interest and that.
I also just cut my cable TV from $80 premiere cable (the most common package from my provider), down to a $20 basic cable that just has the main national networks that all have local versions like CBS and NBC and such
$60 more a month will help
I had like 30k in debt in the US back in 2003, but I left the country and after my dad died my mom said she couldn't make the payments anymore, so I probably would have had some problems if I hadn't left the country.
how come such a large debt?
Credit cards.
In the long run it is helping me though.
ah makes sense my family avoids anything to do with credit unless were in a bad situation
This makes me sad
Because the student loans destroyed my credit because of some fradulant practices on their end.
I don't want to pay the TV tax here so I don't have my TV cable attached.
The other debt, and being good with it, helps rebuild my credit.
The student loan place was fradulantly filing my payment a day after the due date, diligently, like clockwork, no matter when I sent it in, ( was doing it by mail then), so consstently they had to be doing it on purpose.
It ruined my credit and I couldn't prove it was their fault.
It takes seven years for deliquencies to expire on your credit report.
It stopped when I switched to automatic payments.
lucky where im going i wont have to pay off large amounts of loans to land myself a good job
I hate this. So much financial instability. It makes me sad. Debt is literally the worst thing
loss of sleep is impairing my typing wtf im like all over the place
I would someday like to own a house. Sure I need a job first, but a lot of damn good that will do me with shitty credit. So in the meantime I'm rebuilding it best I can.
I think it's in the 600s now last I checked.
Bottomed out at 480
agh my third hard drive i added doesnt want to save anything on it and i formatted it also
I've got 2 different names now, dunno how that'll work out if I have to go back to the states.
Right now? Badly.
Because of Trump