Message from @Emma

Discord ID: 299540363931287564


2017-04-06 13:35:57 UTC  

Bad

2017-04-06 13:35:59 UTC  

Period

2017-04-06 13:39:14 UTC  

The wording in some of the part time job ads here is weird, I remember one that was basically like this job is good for women because it starts late enough for you to be able to make breakfast for your family and ends early enough for you to do grocery shopping and make dinner for your family.

2017-04-06 13:42:29 UTC  

I can't get a car. The $50 I have left a month isn't enough for car payments, insurance, and gas.

2017-04-06 13:43:03 UTC  

I pay about $250 a month towards debts.

2017-04-06 13:43:42 UTC  

21 months left on my student loans. After that I'll keep paying the same amount but move the amount that was going to those to one of the other debts to pay those off faster.

2017-04-06 13:44:04 UTC  

honestly fuck student loans

2017-04-06 13:44:12 UTC  

that shits like a life sentence of paying

2017-04-06 13:44:15 UTC  

I can save up some of the money I have left over though. Since I can't save too much, I could just dump it in a lump sum to one of the debts once it gets too high.

2017-04-06 13:44:49 UTC  

they should make schooling free

2017-04-06 13:44:59 UTC  

Bernie's trying to

2017-04-06 13:45:05 UTC  

It's more popular now but I doubt it'll pass.

2017-04-06 13:45:08 UTC  

trumps making life worse

2017-04-06 13:45:21 UTC  

for ever race

2017-04-06 13:45:23 UTC  

$500 can pay for half of two of my debts.

2017-04-06 13:45:31 UTC  

I have about $6000 in total debt.

2017-04-06 13:45:40 UTC  

o thats not too bad

2017-04-06 13:45:52 UTC  

thats actually alright but if they have interest thats troubling

2017-04-06 13:45:58 UTC  

But it's costing me $250 a month.

2017-04-06 13:46:19 UTC  

Expenses keep coming up that I can't afford normally so my debt's climbing faster than I can pay it off.

2017-04-06 13:46:27 UTC  

It should be easier when the student loan is paid off.

2017-04-06 13:46:35 UTC  

Then I can get ahead of the interest and that.

2017-04-06 13:47:26 UTC  

I also just cut my cable TV from $80 premiere cable (the most common package from my provider), down to a $20 basic cable that just has the main national networks that all have local versions like CBS and NBC and such

2017-04-06 13:47:34 UTC  

$60 more a month will help

2017-04-06 13:47:41 UTC  

I had like 30k in debt in the US back in 2003, but I left the country and after my dad died my mom said she couldn't make the payments anymore, so I probably would have had some problems if I hadn't left the country.

2017-04-06 13:48:12 UTC  

how come such a large debt?

2017-04-06 13:48:34 UTC  

Credit cards.

2017-04-06 13:48:34 UTC  

You try to afford... anything on $50 a month left over after bills and critical expenses.

2017-04-06 13:49:07 UTC  

In the long run it is helping me though.

2017-04-06 13:49:07 UTC  

ah makes sense my family avoids anything to do with credit unless were in a bad situation

2017-04-06 13:49:23 UTC  

This makes me sad

2017-04-06 13:49:25 UTC  

Because the student loans destroyed my credit because of some fradulant practices on their end.

2017-04-06 13:49:25 UTC  

I don't want to pay the TV tax here so I don't have my TV cable attached.

2017-04-06 13:49:37 UTC  

The other debt, and being good with it, helps rebuild my credit.

2017-04-06 13:50:23 UTC  

The student loan place was fradulantly filing my payment a day after the due date, diligently, like clockwork, no matter when I sent it in, ( was doing it by mail then), so consstently they had to be doing it on purpose.

2017-04-06 13:50:39 UTC  

It ruined my credit and I couldn't prove it was their fault.

2017-04-06 13:50:58 UTC  

It takes seven years for deliquencies to expire on your credit report.

2017-04-06 13:51:19 UTC  

It stopped when I switched to automatic payments.

2017-04-06 13:51:45 UTC  

lucky where im going i wont have to pay off large amounts of loans to land myself a good job

2017-04-06 13:51:48 UTC  

I hate this. So much financial instability. It makes me sad. Debt is literally the worst thing

2017-04-06 13:52:38 UTC  

loss of sleep is impairing my typing wtf im like all over the place