Message from @Katnipkitkat

Discord ID: 299542288370237450


2017-04-06 13:48:12 UTC  

how come such a large debt?

2017-04-06 13:48:34 UTC  

Credit cards.

2017-04-06 13:48:34 UTC  

You try to afford... anything on $50 a month left over after bills and critical expenses.

2017-04-06 13:49:07 UTC  

In the long run it is helping me though.

2017-04-06 13:49:07 UTC  

ah makes sense my family avoids anything to do with credit unless were in a bad situation

2017-04-06 13:49:23 UTC  

This makes me sad

2017-04-06 13:49:25 UTC  

Because the student loans destroyed my credit because of some fradulant practices on their end.

2017-04-06 13:49:25 UTC  

I don't want to pay the TV tax here so I don't have my TV cable attached.

2017-04-06 13:49:37 UTC  

The other debt, and being good with it, helps rebuild my credit.

2017-04-06 13:50:23 UTC  

The student loan place was fradulantly filing my payment a day after the due date, diligently, like clockwork, no matter when I sent it in, ( was doing it by mail then), so consstently they had to be doing it on purpose.

2017-04-06 13:50:39 UTC  

It ruined my credit and I couldn't prove it was their fault.

2017-04-06 13:50:58 UTC  

It takes seven years for deliquencies to expire on your credit report.

2017-04-06 13:51:19 UTC  

It stopped when I switched to automatic payments.

2017-04-06 13:51:45 UTC  

lucky where im going i wont have to pay off large amounts of loans to land myself a good job

2017-04-06 13:51:48 UTC  

I hate this. So much financial instability. It makes me sad. Debt is literally the worst thing

2017-04-06 13:52:38 UTC  

loss of sleep is impairing my typing wtf im like all over the place

2017-04-06 13:52:51 UTC  

I would someday like to own a house. Sure I need a job first, but a lot of damn good that will do me with shitty credit. So in the meantime I'm rebuilding it best I can.

2017-04-06 13:53:01 UTC  

I think it's in the 600s now last I checked.

2017-04-06 13:53:06 UTC  

Bottomed out at 480

2017-04-06 13:53:54 UTC  

agh my third hard drive i added doesnt want to save anything on it and i formatted it also

2017-04-06 13:54:06 UTC  

I've got 2 different names now, dunno how that'll work out if I have to go back to the states.

2017-04-06 13:54:25 UTC  

Right now? Badly.

2017-04-06 13:54:29 UTC  

Because of Trump

2017-04-06 13:55:00 UTC  

I strongly recommend against anyone coming here while he's in power. ICE will not be kind.

2017-04-06 13:55:12 UTC  

My US name on my social security card and stuff is Sharon Ryan, but the name on my passport and all my Japanese ID is Mari Tanaka.

2017-04-06 13:55:20 UTC  

they probably will have proof too

2017-04-06 13:58:06 UTC  

I like my women like I like my coffee.....

2017-04-06 13:58:27 UTC  

Not alive 😉

2017-04-06 13:58:42 UTC  

When I got a new passport at the consulate with my new name after I got married, they sent me a form to change my social security info, but they didn't include an envelope or address to send it to so I just never sent it.

2017-04-06 13:59:58 UTC  

Couldn't you look for some way to get it sent in?

2017-04-06 14:01:13 UTC  

Yeah, but it's been so long, I'd rather just wait for when I have to go to the states (like when my mom dies) to go to the offices in person.

2017-04-06 14:02:51 UTC  

Right now, absolutely everyone coming into the country is getting harrassed by immigration officials.

2017-04-06 14:03:05 UTC  

Most of whom, are people who are not immigrants.

2017-04-06 14:03:34 UTC  

Tourists, people on business visits, citizens returning from trips or other extended stays outside the country.

2017-04-06 14:05:26 UTC  

I'm sure part of it is just immigration officials being dicks because they hate their job and now they have a "good" excuse to be dicks to people.

2017-04-06 14:05:31 UTC  

nechrophilia

2017-04-06 14:05:34 UTC  

There have been cases of tourists, white tourists, being banned from the country for some imagined offense that didn't hapoen that the officials just made up

2017-04-06 14:06:02 UTC  

never trust the gov

2017-04-06 14:06:12 UTC  

medically financially

2017-04-06 14:06:20 UTC  

even shit they sell

2017-04-06 14:06:32 UTC  

to consumers is deadly