Message from @24601ππ°π
Discord ID: 574166128507617290
Gah I can't wait
They give all of us NPCs monikers like that
haha
just stop spending $22 on toast, you'l be able to afford a $1m house in no time!
^ true
* by the time you save your deposit, the $1m will be $1.4m
My Nepali mate feels guilty eveytime he buys a can of coke.
cus his Dad has always made a point that he's never dropped the 35p on a can of anything.
That's Thousands of pounds
π
Consumer goods have gotten way cheaper relative to wages since our parents' generation
Meanwhile house prices have roughly trebled since 2000 in the places where jobs are
Or artificial land scarcity due to NIMBY policy
Correct
And the taxation of income instead of land value
Boomers love memeing about how hard they worked to build up their wealth but literally all they did was buy housing was cheap and own it through massive growth periods
This is like 2/3 of the median 60-65 year-old household's wealth in most places
Meanwhile today's generations take on debt for tertiary fees 3x higher than 1996, then the relevant jobs are in cities with impossibly-high house prices, so they spend a much longer time paying rent (a generational transfer up to the boomers, by the way), and when they do gather enough for a mortgage they sink a large chunk of their lifetime income on paying interest. All while paying income tax the whole time.
These are the boots holding upward mobility down: tertiary fees, rent, income tax, mortgage interest
Solutions: tax land value, cut income tax, deregulate land use, murder NIMBYs
You live next door to your parents, if theyβre still healthy WTF π
3-waters infrastructure, local roads, zoning legislation & decision-making, community services, parks?
I mean, it's obviously paying for something
@24601ππ°π shut up greyfag
Go consult their finance info
Tell us which parts of their spending is pointless
we live in a society
Dude
My eyes look fucking cool
Iβm inebriated enough that I donβt really recognize my face as my own
I forgot what itβs called
Something to do with mirror sensing
But looking in the mirror Iβm reminded how cool my eyes look
it's all good
you don't like the things the council spends money on
some of them I'd prob agree with, some are probably pointless
I just find "we're paying Β£100/mo for nothing!!" to be a little empty
My council spent over a million on a magna carter celebration day