Message from @uuuu

Discord ID: 632803617287700490


2019-10-13 01:03:59 UTC  

I have 2, my normal bank one and a secondary travel money one that has significantly better exchange rates and 0 international transfer or cashout fees

2019-10-13 01:09:44 UTC  

Are you in the states? Having tons of credit cards tends to be a uniquely American thing. 10 is a lot regardless, but having a couple is pretty standard over here and seems less weird than it does to the rest of the world. Between going into debt being more of an American problem, we get more fraud protection on credit cards, and there are hella choices for rewards for using credit, since they want to sucker you into paying 10-30% APR interest.

2019-10-13 01:11:19 UTC  

I know a couple of people who use https://www.curve.app/en/

2019-10-13 01:11:22 UTC  

and it works alright

2019-10-13 01:17:07 UTC  

That isn't really the same thing, though. That's 1 card (a master card), that goes through a 3rd party company, that then charges the card you have on file with them. What if your phone is dead and the default payment method you want to use isn't the one you want to use for a particular transaction

2019-10-13 01:17:57 UTC  

https://cdn.discordapp.com/attachments/189466684938125312/632748831964135464/Screenshot_2019-10-12_Home_Curve_-_All_your_cards_in_one.png

2019-10-13 01:18:04 UTC  

Okay, that's pretty cool. BUT STILL

2019-10-13 01:21:11 UTC  

That's fucking sick, just use that and then figure out which is which later on.i wonder how long you have?

2019-10-13 01:27:15 UTC  

I would think they'd have a 24-48 hour grace period, then charge a nominal convenience fee after that

2019-10-13 01:27:20 UTC  

That's what I would do

2019-10-13 01:28:53 UTC  

@timsandtoms I'm Australian

2019-10-13 01:29:08 UTC  

It seems to be a uniquely American thing, but it's a thing here too but on a much smaller scale

2019-10-13 01:31:05 UTC  

I don't want to destroy my credit so I avoid CCs but I've been tempted many many times

2019-10-13 01:31:36 UTC  

Ah. Yeh, Canadia and Australia are usually Americanized enough y'all get a good idea of what we got going on, but don't go full-retard with it.

2019-10-13 01:32:56 UTC  

One of the current deals is an Amex with 120k frequent flyer points (that's like two trips from here to Japan return), along with the annual fee refunded as flight credits

2019-10-13 01:32:59 UTC  

however

2019-10-13 01:33:01 UTC  

I dunno how your credit scores work, but between fuckings, more credit improved your score here. You want as much credit as you can, as many accounts as you can, all as old as possible, with as little utilization as possible.

2019-10-13 01:33:16 UTC  

you have to spend $3000 in a 3mo period on the card

2019-10-13 01:33:27 UTC  

Probably time we move to <#531212403858472967>

2019-10-13 01:34:29 UTC  

Fairo

2019-10-13 04:55:39 UTC  

has anyone bought a replacement phone battery before? My zuk z2 battery is really worn out. There are lots of replacements on aliexpress but I don't want to have an equally shit capacity knockoff or for my phone to catch fire.

2019-10-13 05:17:41 UTC  

>zuk2

2019-10-13 05:17:44 UTC  

havent heard that name

2019-10-13 05:17:47 UTC  

for like literally years

2019-10-13 05:18:25 UTC  

just deal with it and get a chonk battery

2019-10-13 05:18:28 UTC  

or get a new phone

2019-10-13 05:18:29 UTC  

who cares

2019-10-13 05:18:32 UTC  

it's the zuk z2

2019-10-13 05:40:15 UTC  

i'd get a new phone but the zuk z2 has a snapdragon 820 and is nice and small

2019-10-13 05:55:10 UTC  

it's a super niche phone

2019-10-13 05:55:21 UTC  

nobody's gonna be able to tell you whether the batteries are gonna be good or not

2019-10-13 05:55:26 UTC  

you just have to try and order it

2019-10-13 13:43:44 UTC  

i regret not getting those transparent orico usb hubs years ago

2019-10-13 13:44:00 UTC  

what did they use to go for? weren't they super cheap and shit?

2019-10-13 13:48:26 UTC  

About $10?

2019-10-13 13:50:18 UTC  

hm they're about 12.48 now

2019-10-13 13:51:04 UTC  

chinkshit is getting too popular now

2019-10-13 13:51:18 UTC  

they're raising the prices

2019-10-13 13:53:25 UTC  

or tha the economics of products have gotten more expensive <:chinese_think:323022148870602752>

2019-10-13 13:55:32 UTC  

https://cdn.discordapp.com/attachments/189466684938125312/632939484517892099/unknown.png