Message from @Medman
Discord ID: 637794172849356840
in the vid I posted
Actually people who find themselves in debt, especially debts with interest rates or compound interest, are such clowns
yeah agreed
Like bruh someone basically owns your life
You literally fell for the oldest Jew in the book
> not having credit
i have credit card with huge limit but it never even occurs to my brain to spend money with credit,... its just instant life destruction
<:oof:399031884312739841>
Yes
you only use credit card for reward points
you have to play the game now
no way around it
I don't even want a credit card
thats brainlet
<:black_pill:565703068478341151>
I only make transactions with cash
my credit card is 2% cash back thats free money if you have self control
heh
I understand there are some benefits to having one yeah but I am concerned with my self control
I dont use a credit card
even shitty jobs check your credit score now
Ah jeez, I don't know... 3 dollars
yeah i am too conservative i never have that worry
I have a card
i never am tempted to spend money i dont have
<:oof:399031884312739841> image you can get a job at wendys because you have no credit
<:steflol:561214382181318656>
can't*
amerimutt moment id say
you should get comfortable with credit card, the rewards are too good to pass up
On a few occasions in my life I have been thriftless and extravagant and I don't want to put myself in that position
that's pretty shitty tbh, but it probably is a good reflection of maturity
high credit score, I mean
yeah mine is like 840
credit score
Do you have no credit if you've never had a credit card?
yes
Mine is 720ish, been repairing since my early 20s