to buy my house

and you know what to do

go to mandalay bay

fuguer sold his asian waifu slaves to pay back the loan

and get in a car accident

im still paying back the loan

As long as I am free of debt I am free

and will be for another 15-20 years

then tell a story when they ask you to pay the money back

follow what sam hyde said

in the vid I posted

Actually people who find themselves in debt, especially debts with interest rates or compound interest, are such clowns

yeah agreed

Like bruh someone basically owns your life

You literally fell for the oldest Jew in the book

> not having credit

i have credit card with huge limit but it never even occurs to my brain to spend money with credit,... its just instant life destruction

<:oof:399031884312739841>

Yes

you only use credit card for reward points

you have to play the game now

no way around it

I don't even want a credit card

thats brainlet

<:black_pill:565703068478341151>

I only make transactions with cash

my credit card is 2% cash back thats free money if you have self control

heh

I understand there are some benefits to having one yeah but I am concerned with my self control

i don't have to worry about that shit cause im young

I dont use a credit card

even shitty jobs check your credit score now

Ah jeez, I don't know... 3 dollars

yeah i am too conservative i never have that worry

I have a card

i never am tempted to spend money i dont have

<:oof:399031884312739841> image you can get a job at wendys because you have no credit

<:steflol:561214382181318656>

can't*

amerimutt moment id say