sheiiit. I wanna buy a house

thats because they're not intelligent leaf

I'm considering buying a duplex on first home buyers loan, and renting one side out

are they doing cash out refinance for fancy vacations?

live there for a couple years, then move on

if you do a cash out refinance use it to buy a SECOND investment property

not for shitty stuff

They can't afford vacations lol

They're just above the poverty line

Never been able to fully pay off their debts but always paying portions

yeah if you live in a house 2 years, you get ZERO capital gains tax on the appreciation up to 250k-500k

Such retards

Yet the debt keeps rising

Tbh somebody who cant prevent themself from smoking probably shouldn't be trusted with credit

Literally being raped by Jews

the debt only keeps rising if he get something like an ARM or interest only loan

baste

Shut up downfall

what's a typical mortgage payment?

joos dealing with the c*nucks

i actually studied to be an actuary

Debt is not inherently bad but it there is a predatory industry surrounding it

so i know how to do all the mortgage/financial calcualtions by hand

So if you're stupid dont take any credit

Dunno exactly I never asked the particulars of his mortgage payments lol

its just a simple geometric series formula

I'm neurotic as hell when it comes to money

Like terrified that I'm being financially exploited at every turn lol

smoke, i can help you compute any of those amounts, you just need to input downpay % and house price

y all old af lmao im so young i don't give a fuck about dis all

So I don't think I'd end up in that situation

And yet you spend it on purposefully giving yourself preventable diseases

Eh smokes are cheap

I get like 5 cartons, 5 month supply for like $40

Degenerate

Because the Redskins sell them to white men for cheap

you can do all these computations in excel too

I'm being Jewed by Jews and Frenchmen and Injuns <:wojack:396042478530330624>

@fuguer idk, typically down payment is like 10%?

housing is going up like crazy in my area, makes me not want to buy, but probably will keep rising