Message from @fuguer
Discord ID: 637796268726288445
They're just above the poverty line
Never been able to fully pay off their debts but always paying portions
yeah if you live in a house 2 years, you get ZERO capital gains tax on the appreciation up to 250k-500k
Such retards
Yet the debt keeps rising
Tbh somebody who cant prevent themself from smoking probably shouldn't be trusted with credit
Literally being raped by Jews
the debt only keeps rising if he get something like an ARM or interest only loan
baste
Shut up downfall
what's a typical mortgage payment?
joos dealing with the c*nucks
i actually studied to be an actuary
Debt is not inherently bad but it there is a predatory industry surrounding it
so i know how to do all the mortgage/financial calcualtions by hand
So if you're stupid dont take any credit
Dunno exactly I never asked the particulars of his mortgage payments lol
its just a simple geometric series formula
I'm neurotic as hell when it comes to money
Like terrified that I'm being financially exploited at every turn lol
smoke, i can help you compute any of those amounts, you just need to input downpay % and house price
y all old af lmao im so young i don't give a fuck about dis all
So I don't think I'd end up in that situation
And yet you spend it on purposefully giving yourself preventable diseases
Eh smokes are cheap
I get like 5 cartons, 5 month supply for like $40
Degenerate
Because the Redskins sell them to white men for cheap
you can do all these computations in excel too
I'm being Jewed by Jews and Frenchmen and Injuns <:wojack:396042478530330624>
housing is going up like crazy in my area, makes me not want to buy, but probably will keep rising
Wouldn't it be cheaper and safer to just buy land and build a house
20% is the best downpayment if you can swing it because you dont pay PMI (mortgage insurance)
Yes, not sure if I want to buy in a quickly growing city, or buy land/house rurally
and work remote
are you gonna build the hosue with your own hands or hire people?
20%... bruh
its a lot easier to finance construction of a house
Gonna pay people