Message from @M'beke
Discord ID: 637795527337050142
follow those you can get your score insanely high
^^%
no breaking law when sleepy time
it's bed time
yes, it's not a bad thing to have a high credit score
gn nick
Ok I'll get a credit card
dude you need credit to get a mortgage
Last time I asked you guys you told me not to
and a mortgage is basically FREE MONEY
"A mortgage is free money"
i only nighted my king angry, stfu boomer 😤 😤 💯 💯
use it for 1 thing and 1 thing only. food or fuel
interest rates are so low, its literally a giveaway
I drive a shitty car, I don't even care. Only time I plan to use my credit score will be to buy a house in a couple years
Ok now I know you're fucking with me
what i mean is, if you can invest money in stocks at 8%, and get a mortgage for 3%....
a mortgage is an amazing financial tool
if used wisely
Mum spaghetti
yes
<:dab:395562678153904128>
MUM SPAGHETTI
in the US mortgage tax advantages are fantastic
don't use credit card for dumb shit like tvs and toys. use it just for groceries and live within your means and pay your bill every month
he's on the nervous, but on the surface he looks spaghetti
I have a relative who has been in debt for 30 years because he took out a mortgage loan on a house that was literally built by his father
no taxes on interest, the principal is just you saving for your future
The debt keeps increasing because of interest rates
sheiiit. I wanna buy a house
thats because they're not intelligent leaf
I'm considering buying a duplex on first home buyers loan, and renting one side out
are they doing cash out refinance for fancy vacations?
live there for a couple years, then move on
if you do a cash out refinance use it to buy a SECOND investment property
not for shitty stuff
They can't afford vacations lol
They're just above the poverty line