you gonna steal a house?

i told you guys the 3 rules for sky high credit score

I break the law but it’s bed time so I’m going to go to sleep

follow those you can get your score insanely high

^^%

no breaking law when sleepy time

it's bed time

@Angry. gn king

yes, it's not a bad thing to have a high credit score

gn nick

Ok I'll get a credit card

dude you need credit to get a mortgage

Last time I asked you guys you told me not to

@Medman gn Chief

and a mortgage is basically FREE MONEY

"A mortgage is free money"

i only nighted my king angry, stfu boomer 😤 😤 💯 💯

use it for 1 thing and 1 thing only. food or fuel

interest rates are so low, its literally a giveaway

I drive a shitty car, I don't even care. Only time I plan to use my credit score will be to buy a house in a couple years

Ok now I know you're fucking with me

what i mean is, if you can invest money in stocks at 8%, and get a mortgage for 3%....

a mortgage is an amazing financial tool

Balls sweaty

if used wisely

Mum spaghetti

yes

<:dab:395562678153904128>

MUM SPAGHETTI

in the US mortgage tax advantages are fantastic

don't use credit card for dumb shit like tvs and toys. use it just for groceries and live within your means and pay your bill every month

he's on the nervous, but on the surface he looks spaghetti

I have a relative who has been in debt for 30 years because he took out a mortgage loan on a house that was literally built by his father

no taxes on interest, the principal is just you saving for your future

The debt keeps increasing because of interest rates

sheiiit. I wanna buy a house

thats because they're not intelligent leaf

I'm considering buying a duplex on first home buyers loan, and renting one side out

are they doing cash out refinance for fancy vacations?

live there for a couple years, then move on

if you do a cash out refinance use it to buy a SECOND investment property