Message from @grant

Discord ID: 491019461923438612


2018-09-16 22:35:50 UTC  

Wait. J, how screwed up was the aca to begin with? Health care is way out of my expertise, so I have no clue what it was supposed to do.

2018-09-16 22:36:41 UTC  

My logic is that it may have made more sense to focus on the cost of treatment rather than insurance. I don’t know if that makes sense or not.

2018-09-16 22:37:31 UTC  

I like the cost of treatment, because it drives people into the medical field. Greed drives competition

2018-09-16 22:38:13 UTC  

The problem with the ACA was the mandate....well, the problem with the ACA was that the government got involved at all, but the big problem was the mandate

2018-09-16 22:39:11 UTC  

There was always a driving factor to get insured, because if you didn't you were at the mercy of the medical industry and billing/coding

2018-09-16 22:39:55 UTC  

but you didn't have to have it, so insurance companies had to sell you a product.

2018-09-16 22:40:34 UTC  

if they couldn't make a package enticing enough for you to want to buy it, they went without that premium

2018-09-16 22:42:12 UTC  

Once the ACA went in, the government mandated that you had to have insurance or you had to pay a fine approximately equivalent to about a quarter's worth of insurance premiums, so the companies could get away with charging you whatever premium they wanted

2018-09-16 22:44:44 UTC  

additionally, the law required companies to offer insurance to people who were already sick, which is a problem that does need to be addressed, although I'd rather that be at state or municipality levels. So insurance companies were forced to take on clientele that were going to lose them money. A lot of that cost was absorbed through the mandate, since the young, healthy, and stupid people who were less likely to get sick had to buy the insurance, and they were enticed not to use it through unaffordable copays and deductibles

2018-09-16 22:46:20 UTC  

furthermore, the ACA made "catastrophic" plans illegal. Which meant that I couldn't go out and buy a plan for a couple hundred bucks a year that took care of me in the unlikely event that I have a heart attack at age 20. It forced everyone into a full insurance plan whether or not they were going to use it

2018-09-16 22:47:27 UTC  

Oh. So it massively distorted the market.

2018-09-16 22:48:21 UTC  

There were lower cost options provided through a government insurance collective, but for the most part, if you had a job, you were getting insurance through your employer and you were completely unable to use it. Pretty much anyone who made over a certain marker...let's say 20 grand, wasn't eligible for the government option

2018-09-16 22:48:50 UTC  

Oh. So it massively distorted the market.

2018-09-16 22:49:14 UTC  

yes

2018-09-16 22:50:58 UTC  

It’s like they tried to Jerry rig the market to deliver an ideological outcome.

2018-09-16 22:51:12 UTC  

it's not like that....that's exactly what they did

2018-09-16 22:51:47 UTC  

Oh.

2018-09-16 22:52:53 UTC  

If I could do what I want, I would just focus on R&D to figure out new methods of treatment and cost reductions for existing methods.

2018-09-16 22:53:58 UTC  

The purpose of the ACA was to drive premiums up so high that the general population would scream for single payer

2018-09-16 22:54:22 UTC  

which legitimately gives the government all control over who lives and who dies

2018-09-16 22:56:02 UTC  

I always point to UK death paneling those infants when discussing it with other people.

2018-09-16 22:57:09 UTC  

I had an almost hour interview on that bullshit story

2018-09-16 23:09:19 UTC  

Do you really think that was the goal?

2018-09-16 23:11:31 UTC  

I can't see any other end game

2018-09-16 23:21:41 UTC  

Ok. That somewhat makes sense

2018-09-16 23:22:08 UTC  

I've tried

2018-09-17 00:06:05 UTC  

I can't help but think there were major players in the Democrat party, Nancy Pelosi comes to mind, that were stupid enough to actually think that it was going to do what Obama et al claimed it would.

2018-09-17 18:19:50 UTC  

the replies to this post are hilarious

2018-09-17 19:54:49 UTC  

In some of the cases, it's harder than I thought to tell which replies are playing along, and which ones didn't get the joke.

2018-09-18 01:17:24 UTC  

"We invented an organization specifically to give awards to women and a man *still* won"

2018-09-18 19:03:32 UTC  

Lol

2018-09-18 19:05:12 UTC  

Should send in articles that the NYT themselves publishes

2018-09-18 19:05:35 UTC  

I asked if we could. Lol

2018-09-18 19:13:55 UTC  

Just do it and see what happens. Lol

2018-09-18 21:40:10 UTC  

This is from an antifa site

2018-09-18 21:42:00 UTC