tfw your overdrawn cos chink shit

tfw not disabling overdraw

i got 1000gbp interest free/fee free lol

I was close to being broke last month

#student

if you disable it here you get some benefits that i cant remember but are worth it

oh yeah it's registered

if you're more than 250 eur in debt for over a month it'll be noted somewhere and can fuck you over when you want to apply for a mortgage or w/e

1000gbp is crazy high tbh

goes up to 3000 as well after 2 years

having a credit card with spread payments does the same

for a student anyway

i dont understand americans who seem to have a credit card debt by default and find it normal

eh

its normal in the uk

buying on credit card > debit card

you get more protection in the uk

@Goz3rr I used to get sent credit cards from my bank.. kept them all to scrape ice off my windshield ( ͡° ͜ʖ ͡°)

buying on credit card i can understand

shit online etc

and you pay it off next month

+ stuff like fee-free credit cards are cool for travel

but like

these people are thousands in debt

for multiple months at a time

eh if you can afford to pay it off why not

credits are jew

dont do jew

https://imgur.com/a/K1oT9 lol

@Cole

ordered it

FML

http://i.imgur.com/sdS5bLH.jpg

holy fuck

did i just order that

<:thonk:288060975775612929>

>using dhl

track it through 17track

>DHL
rookie mistake