0

ayyy

sob

But when you start with credit it doesn't start at 0

Our bank is a pain in the dickc cause they wouldnt tell us what our credit was

I don’t even have credit yet ;(

It automatically hits like 500 usually

o

They just said it was "A+" and that we get whatever loan we want

So we chose the highest loan

My mom says you just buy stuff and pay it off to build ur credit

Get credit as soon as possible it's very essential you build it early cuz your score goes up passively with account age

o

Yea

You want to always owe a bit as well

You start with a secured credit card 99% of the time or better yet have a relative with impeccable credit authorize you on one of their cards with no missed payments and a low balance

You automatically earn all that cards history payments etc

O

But not all banks report authorized users to bureaus

Sorry I'm Jewish

Can school teach me this and not algebra

LOL

Capital one secured MasterCard best starter card

$99-200 deposit

O

so theres another mass shooting

Ofc there is

Where is it this time

California

cep this time the person was ASAIN not white like previous mass shooters

At 11am

Ofc

Speaking of which, gonna go look at houses and property 😩

the rare asian mass shooter

Feel like pure shit just wish my dad would give me money for free

Holy hell I can't bake

These look like red lobster bread

Man..

994 movies to pick from, and I can't fucking pick.

hey everyone guess what the joker movie sucks 😄