Thats private insurance in a nutshell

WE'VE ESTABLISHED THIS

No its collective

My 6000 dollar premiums a year wouldnt cover say diabetes

But since EVERYONE who has my plan from blue shield pays in 4-6k there is a pool of money there that sick people on that plan can use subsidized with consent by healthy people

Ins companies pricing relies on MOST people being healthy

Hence why when Obama forced coverage of preexisting conditions peoples premiums went up

Because there were more sick people drawing from that pool

If you dont know how insurance works sit the fuck down

Its how you pay like 2k for auto insurance a year and get 40k in coverage

2k in auto insurance.. I pay like $600 >.>

sick people need health care that doesn't bankrupt them, stop the fucking presses.

however thank you for outlining why your previous whinging about "Why should **I** pay for **their** care" is horseshit

I had an accident in a commercial vehicle and I am under 25 and have a penis

Indeed

Yeah, that'd do it.

Why should I have to pay for their sexual healthcare

You acknowledge other people are contributing to this pool, do you not

Thats their lifestyle not mine

People dying is part of the natural cycle we have

And adding it to my standard insurance would have me footing the bill

You're acting like people should never die

you also acknowledge that as they do, you are entitled to stipulated features of your plan to a set amount of that pool, do you not

Which is why I said if it should be covered at all they should pay MORE like fat people and smokers

Yes, so the basic split comes that there should be high risk plans (pools) available.

I pay more because I am obese and occasionally drink

Thats me paying more for my lifestyle choices

You wanna fuck dudes I dont care

>me me me me
you literally called it a collective, holy fuck, pay attention to your own argument for a millisecond

you clearly admitted you are not the sole contributor to this pool

And I pay more because I have the potential to cost that collective more

>I
good god

Joker you've already demonstrated you've no idea how insurance works sit the fuck down

why not just save the money under your fucking mattress if any fucking monetary plan is going to boil down to you you you

you literally outlined how your "I'm paying for everything and everyone" bullshit doesn't square

I am on my base plan but I pay more because I am obese

I don't even have to say anything I'm just baffled how you haven't noticed

I live a lifestyle at higher risk and am required to purchase more coverage to be covered

My plan is not standard because I am obese

okay? and? is there a test for obesity?

YOU argued that std testing should be standard and I said fuck no they should have to "buy-in" more if they have a high risk lifestyle

does obesity require testing?