Message from @Camphor76-22-2

Discord ID: 221082189918371840


2016-09-02 01:39:13 UTC  

can't you set up a payment plan by phone?

2016-09-02 01:39:22 UTC  

you can in student finance england anyway

2016-09-02 01:39:33 UTC  

No, I need the money in my bank to live on

2016-09-02 01:39:39 UTC  

for 15 years?

2016-09-02 01:40:02 UTC  

He's probably paying very slowly

2016-09-02 01:40:04 UTC  

Lol, I live in portland oregon. Its expensive as balls to live here

2016-09-02 01:40:15 UTC  

And ye

2016-09-02 01:40:26 UTC  

Its like 100$ a month for 15 years

2016-09-02 01:40:37 UTC  

the interest is pretty high here

2016-09-02 01:40:41 UTC  

Sounds reasonable enough

2016-09-02 01:40:42 UTC  

and starts accruing as you study

2016-09-02 01:40:46 UTC  

which not a lot of people know about

2016-09-02 01:40:48 UTC  

sadly

2016-09-02 01:40:55 UTC  

the second you sit in a lecture it starts ticking up

2016-09-02 01:41:03 UTC  

5.5% here, starts when you get out of collage

2016-09-02 01:41:21 UTC  

people believe it starts when they graduate here, it's a myth

2016-09-02 01:41:21 UTC  

I would lie if I said that people aren't aware of their loans over here

2016-09-02 01:41:26 UTC  

not supposed to tell them

2016-09-02 01:41:32 UTC  

Lel

2016-09-02 01:41:35 UTC  

You pretty much get a quarter-wise reminder of what your current loan is

2016-09-02 01:41:41 UTC  

Gotta read thos contracts tho

2016-09-02 01:41:43 UTC  

The interest rate atm

2016-09-02 01:41:44 UTC  

Everything

2016-09-02 01:42:01 UTC  

no one reads the contracts here, mummy and daddy sort it mostly

2016-09-02 01:42:01 UTC  

And the projected repaying rate

2016-09-02 01:42:10 UTC  

Also bring a red pen to make corrections when you go to sign something

2016-09-02 01:42:14 UTC  

I'm sure it isn't much different overseas

2016-09-02 01:42:27 UTC  

mummy and daddy deal with all that shit all the way through

2016-09-02 01:42:45 UTC  

People move out alot over here

2016-09-02 01:42:51 UTC  

So typically that stuff is handled by themselves

2016-09-02 01:43:00 UTC  

Cross out shit you dont want on the contract, or you might get screwed. /murica/

2016-09-02 01:43:07 UTC  

Rather, they use the rather affordable student loan to move out

2016-09-02 01:43:17 UTC  

And that's what that accrues them the debts in the end

2016-09-02 01:43:21 UTC  

Not the studying itself

2016-09-02 01:43:28 UTC  

>call up house to discuss loan with some kiddo
>mum answers
>can I speak to faggymcfaggleson
>no he just left what's it about
>student loans
>OH FAGGY FAAAGGY
>sound of her upstairs
>IT'S THE LOAN PEOPLE
>*bed ruffling sounds* WHaaa"

2016-09-02 01:43:54 UTC  

fucking jackass, wake up you stoner

2016-09-02 01:44:04 UTC  

Yeah, moved out at 18, not gonnaa live with parents any longer than necessary. Seems to be the norm here

2016-09-02 01:44:39 UTC  

>expects me to believe everyone moves out when a bunch of students in this very discord and all over /g/ live with parents

2016-09-02 01:44:50 UTC  

Kek

2016-09-02 01:44:58 UTC  

Neckbeards here then

2016-09-02 01:45:04 UTC  

I don't doubt people move out into shitty prison cell accommodations