Security Advisory: Links in messages may lead to maliciously operated websites that could track your IP address and reveal your identity, or they may contain harmful files. The DiscordLeaks team does not check links and cannot make any statements about the safety of following these links.
Some ways to protect yourself are:
If you are using the Privacy Badger or other privacy extensions, you may need to whitelist Discord and related domains in order for the images to load.
some guys still have not answered all the questions and I don't have an exact idea of how much insurance is covering but this at least if a fairly accurate picture of what the cost will be out of pocket