Message from @Leaf
Discord ID: 637795112407138304
so it's probably shit
if you never taken credit
or else they cancel it automatically and hurts your credit score
your credit score is based on 3 things primarily. 1. ontime payments. 2. debt/credit ratio. 3. age of accounts
do those 3 things you're golden
so actually if you want a higher credit score, always ask for credit limit increase
I have one account with $5,000 and I've never taken anything out of it
so then youre $200 balance on $20,000 in credit is nothing
My other two accounts are like fair game
```
Women like men who are prone to violence
-Sam Hyde
```
that's y i beat my med waifu
One account to spend freely, one for backup funds account which I only touch when I need money and one where I keep my actual savings
get a lot of credit cards, put them in your sock drawer never use them, use 1 or 2 and always pay them off ontime and ask for limit ugprades
one of my credit cards has like 65k limit
i could buy a fucking tesla
but i never would
>credit card
Imagine not just stealing it
<:virgin:396572545610022914>
and that they're basically scams meant to trap people
i steal even water
you gonna steal a house?
i told you guys the 3 rules for sky high credit score
I break the law but it’s bed time so I’m going to go to sleep
follow those you can get your score insanely high
^^%
no breaking law when sleepy time
it's bed time
yes, it's not a bad thing to have a high credit score
gn nick
Ok I'll get a credit card
dude you need credit to get a mortgage
Last time I asked you guys you told me not to
and a mortgage is basically FREE MONEY