Message from @stem

Discord ID: 675029716255637505


2020-02-06 17:25:10 UTC  

my facebook is normie tier, I like dogs and science podcasts

2020-02-06 17:25:14 UTC  

I don’t have Twitter

2020-02-06 17:25:17 UTC  

your future is all planned out i see, i was like that too at 17

2020-02-06 17:25:25 UTC  

but really it turned out a bit different

2020-02-06 17:25:25 UTC  
2020-02-06 17:25:37 UTC  

Mhm

2020-02-06 17:25:38 UTC  

well, that's another red flag,
if a cop pulls you over and asks you for ID and you tell him you don't have any, that's a red flag too

2020-02-06 17:25:46 UTC  

I do have ID tho

2020-02-06 17:25:48 UTC  

Ohhhh

2020-02-06 17:25:49 UTC  

Implying private corps don't already access drivers license and CCTV picture databases

2020-02-06 17:25:50 UTC  

I see what you mean

2020-02-06 17:26:12 UTC  

if an HR person searches for you online and you have nothing, they'll wonder, either he's a shut-in or something's up

2020-02-06 17:26:17 UTC  

you don't know how craycray antifa will get next year

2020-02-06 17:26:17 UTC  

https://cdn.discordapp.com/attachments/634367565304561675/675029514262413322/image0.jpg

2020-02-06 17:26:19 UTC  

it's the same with credit cards

2020-02-06 17:26:21 UTC  

You can drink on the job

2020-02-06 17:26:23 UTC  

Sweet

2020-02-06 17:26:39 UTC  

So many old people at this job

2020-02-06 17:26:42 UTC  

But they’re all nice

2020-02-06 17:26:58 UTC  

@Rody Le Cid I could just say I’m personally opposed to social media

2020-02-06 17:27:16 UTC  

when you apply for a credit card, at first they will give you a low credit limit.
You need to buy things with your credit card even in the begining, and pay it all back on time to build up a credit score

2020-02-06 17:27:30 UTC  

That’s good to know

2020-02-06 17:27:35 UTC  

I’ll need to build mine

2020-02-06 17:27:41 UTC  

Can I build it up at 17?

2020-02-06 17:27:44 UTC  

Or is that harder

2020-02-06 17:27:46 UTC  

those numbers are based on this expert

2020-02-06 17:27:48 UTC  

get two credit cards. one for groceries, one for gasoline, and that's it

2020-02-06 17:27:58 UTC  

You can use them to pay for rent too

2020-02-06 17:28:01 UTC  

and always pay off balance in full every month

2020-02-06 17:28:03 UTC  

It may be worth it for the benefits

2020-02-06 17:28:40 UTC  

my credit is so fucked it can never be unfucked

2020-02-06 17:28:47 UTC  

you might be able to get a pre-paid credit card.
that means, you give the bank like $500 and your credit card will have 500 on it,
then you spend, pay it off, show them you are responsible, then when you reach 18 and get a regular salary, they'll up your credit

2020-02-06 17:28:49 UTC  

but i have zero debt

2020-02-06 17:29:00 UTC  

Awesome

2020-02-06 17:29:11 UTC  

I’ve heard that my car accident affects my credit?

2020-02-06 17:29:14 UTC  

How does that work

2020-02-06 17:29:36 UTC  

depends if your credit card is associated with your car insurance.

2020-02-06 17:29:47 UTC  

if not, there's probably no relation

2020-02-06 17:29:51 UTC  

Okay