Message from @stem
Discord ID: 675029716255637505
my facebook is normie tier, I like dogs and science podcasts
I don’t have Twitter
your future is all planned out i see, i was like that too at 17
but really it turned out a bit different
Mhm
well, that's another red flag,
if a cop pulls you over and asks you for ID and you tell him you don't have any, that's a red flag too
I do have ID tho
Ohhhh
Implying private corps don't already access drivers license and CCTV picture databases
I see what you mean
if an HR person searches for you online and you have nothing, they'll wonder, either he's a shut-in or something's up
you don't know how craycray antifa will get next year
it's the same with credit cards
You can drink on the job
Sweet
So many old people at this job
But they’re all nice
@Rody Le Cid I could just say I’m personally opposed to social media
when you apply for a credit card, at first they will give you a low credit limit.
You need to buy things with your credit card even in the begining, and pay it all back on time to build up a credit score
That’s good to know
I’ll need to build mine
Can I build it up at 17?
Or is that harder
those numbers are based on this expert
get two credit cards. one for groceries, one for gasoline, and that's it
You can use them to pay for rent too
and always pay off balance in full every month
It may be worth it for the benefits
my credit is so fucked it can never be unfucked
you might be able to get a pre-paid credit card.
that means, you give the bank like $500 and your credit card will have 500 on it,
then you spend, pay it off, show them you are responsible, then when you reach 18 and get a regular salary, they'll up your credit
but i have zero debt
Awesome
I’ve heard that my car accident affects my credit?
How does that work
depends if your credit card is associated with your car insurance.
if not, there's probably no relation
Okay
