Bad leadership.

have you lived in poverty?

can you eat?

For 3 years, I could only afford one mean a day.

and sleep without being killed?

...and I lived in a "first world country".

You're comparing the stone ages to now.

without the fear of armies pillaging your lands, taking your prosperity and women.

no

The banks don't provide any of those securites.

that happened perhaps 500 years ago

Technology and government does.

no where near the stone age

No shit.

but this thinking certainly is

what would you have life be?

No, this is medival.

a utopia?

where everything is handed to you?

That's what we should always strive for.

We stopped trying.

since when?

Since medieval times.

we have an overwhelmingly educated populace

Do we?

of course

Then why can't many people find work?

Why are we so far in debt?

because theres too much lower paid labor and industry

Why are we still killing one another without cause?

Religion

Why is labor paid lower?

Just like medieval times.

because its easier to import masses of educated workers

People can't even afford to labor and prosper.

the rich screwed themselves over

All because of banking.

by educating us all

and now

we won't accept lower paid work

so they ship in uneducated workers