isnt that lik ebeing poor 101?

@Pepe the Impaler - DC Area my credit history is 9 months old

It's basically a good goy score

if you pay your loans off too early the jews get mad that they lose interest and drop your score

that is the big ding is short credit history

whats a good CC for airline points?

Wew lad

and leasing is good for a toy car

like a sports car or some shit

own the DD lease and swap the toy if you are so inclined

Or buy and restore your toys

uh credit karma can give options based on your score

I got a 714 Score

venture is the only one im eligible for

lol I dont feel like paying 70-80 for some of these toys

How do I get 800

deliberate gaming idk

and spending a pile on them monthly and paying

i'm holding off paying off my truck until after i get my mortgage so i'll still have an open account and they don't drop my score

@SledgeHammer you have to let a jew put it up ur poophoile

i'm at like 710 rn

instant 850

I'll never get it then

between misc expenses I think they spend 18-20K a month on CC and pay balance

so they get stupid points and just pay it

Oooosharino

does applying for and being denied for a credit card hurt my credit score?

yes

fugg

credit inquiries do hurt but its misc

use credit karma it sorts by score and liklihood of approval

Even applying and getting a card hurts your score

Because an inquiry was made

maybe a point or 2

its very minimal

benis

@SledgeHammer I almost got a Lexus RCF as a toy few years back its only lexus I like sans LFA

my only credit history is my truck payments, which are running well ahead of schedule

Fair enough

So you have a bad score

Because you don't pay interest to kikes