Message from @Vanguard

Discord ID: 337771243035951126


2017-07-21 01:37:11 UTC  

Mostly just trying to give perspective. Realistically, debt is a thing. College costs shekels and so do cars, those are the big factors. For young folks, either one or both are seen as necessities for the workforce.

2017-07-21 01:37:34 UTC  

lmao going deep into debt for a car as a young man

2017-07-21 01:37:53 UTC  

buy used and learn to turn a wrench

2017-07-21 01:38:09 UTC  

muh social status

2017-07-21 01:39:07 UTC  

https://cdn.discordapp.com/attachments/274262571367006208/337770437209751562/download_20170720_213732.jpg

2017-07-21 01:39:24 UTC  

You have to spend money to make money. Nigs spend money to have useless shit

2017-07-21 01:39:29 UTC  

Eh there's that but factoring in repair costs etc there's a point of diminishing return there. Too cheap becomes more expensive in the long run real quick.

2017-07-21 01:39:48 UTC  

^this @Vanguard

2017-07-21 01:40:24 UTC  

obviously, but most people aren't at risk of that, 99% of people are overspending

2017-07-21 01:40:31 UTC  

I agree

2017-07-21 01:40:33 UTC  

hurr i make $15/hour let me lease a BMW 3 Series

2017-07-21 01:40:36 UTC  

savings takes discipline

2017-07-21 01:40:54 UTC  

Leveraging a manageable amount of debt to secure a long term benefit is frankly sensible. Leveraging it for simple goods is nigga tier.

2017-07-21 01:41:18 UTC  

there is a psychosocial aspect of saving too

2017-07-21 01:41:33 UTC  

like i am frugal with the money i have in savings but if i have cash i will burn it rapidly

2017-07-21 01:41:45 UTC  

because i want to look like i dont give a fuc

2017-07-21 01:41:47 UTC  

or somehting

2017-07-21 01:41:56 UTC  

Pay yourself first my dude.

2017-07-21 01:42:12 UTC  

that's why i have my shit on direct deposit

2017-07-21 01:42:17 UTC  

wait wut

2017-07-21 01:42:19 UTC  

thats nigger af

2017-07-21 01:42:26 UTC  

its a vice

2017-07-21 01:42:29 UTC  

I want to look like x so I spend shit

2017-07-21 01:42:34 UTC  

like an ubermensch thing

2017-07-21 01:42:36 UTC  

u know

2017-07-21 01:42:36 UTC  

nigga I don't even renew sirius in my truck

2017-07-21 01:42:39 UTC  

superman complex

2017-07-21 01:42:39 UTC  

its 15 bucks

2017-07-21 01:43:19 UTC  

I cancelled spotify over their incessant nigger and race mixing promotion

2017-07-21 01:43:51 UTC  

The money I want to save and invest has priority. That shit cones out of paycheck the same time as bills. walking around money is whatever is left over (steadily decreasing amount as I save more)

2017-07-21 01:44:05 UTC  

spending money feels real bad dude

2017-07-21 01:44:10 UTC  

on anyhting

2017-07-21 01:44:58 UTC  

I don't mind spending. That's why it exists. Wasting on the other hand is what I hate.

2017-07-21 01:45:39 UTC  

perhaps it is my second self ie inner nihilst whomst thinks that everything tangible is a waste 🤔

2017-07-21 01:45:41 UTC  

@Xeno the French FedNigger das why dis nigga invested wit me and I walking him out @10% return in 1 year

2017-07-21 01:45:47 UTC  

take money and make it twerk nigga

2017-07-21 01:46:10 UTC  

the jews invest and operater co ethnically why cant we

2017-07-21 01:47:04 UTC  

we can fulfil meaningful metrics for all parties and when you control the pool of individuals and you know them, you know what outcomes will be in reference to human aspect

2017-07-21 01:47:08 UTC  

@Vanguard that's cause you the realest nigga in the game like that homie.

2017-07-21 01:47:20 UTC  

I just only work with MY PEOPLE so I can do further things

2017-07-21 01:47:24 UTC  

tfw u can't buy L E G A C Y