You wouldn't have to pay a premium to get away from diversity

It would just be more normal priced in that respect

True, but its still something that will cost a significant amount that people might not have money for

Yeah, of course. I'm not too knowledgeable on mortgages tbh but they do reach about the same as a small business loan, so I don't know if interest is necessarily bad

From the banks point of view they're giving you a large sum of money. Some people will fail to pay it in its entirety, so it makes sense for them to charge some % extra to compensate for the risk they're taking

You're talking like 200-500k depending on where the home is located, that's a lot to just lose

Perhaps you could have some kind of state run mortgage lender, but they may do shit like what caused the housing crisis, give loans to high risk individuals because in their eyes it isn't their money

Thus basically being gibs to shitbirds and hemorrhaging money that could be better used by the state

Perhaps they could have some kind of policy where you can only charge interest after the debtor has missed a few payments or something, I don't know

Capitalism is state enforced usury. Lending money at interest is verboten

profiting off it is forbidden

Okay. Who would go into lending then?

If you cannot make a living off of it why would you lend money to anyone?

Nobody because lending isn't a legitimate business

It's like asking, but if faggotry is illegal, where will Anglin get his Thai ladyboy prostitutes?

from Idnetity Evropa, obviously

O shit, u right @Hadrian

Are they thai, though?

or possibly Atomwaffen

That just seems like an unreasonable position my dude. If lending didn't go on you'd have a hard time purchasing a house or starting a small business, going to college etc

I hear Rape knows something about that area

The government can lend

Why are we talking about real money

Money is a spook

Bureaucrats are shitty at discriminating with who they give money tho

things like small businesses are in the best interests of society, so using tax money for that is fine

obviously we hang the bureaucrats then and get better ones

It fundamentally isn't their money so they're more willing just to give it to whoever

@Arcturus you know we're not talking about doing this stuff in America, right?

Elaborate

I'm not sure why you think that the "ethnostate" will be America, but with minor policy changes

I'm aware this is a theoretical discussion about after we get our ideal form of government, it would still geographically be in America tho

*in* America, sure

Yeah, no shit

But it won't be America

but the political and economic system will have little resemblance

The state

I'm aware

the way things are done now just won't apply

You're talking like money will be the same, taxes will be the same, etc. Like everything will be the same, just with us in charge

I understand there won't be just minor changes, don't straw man me claiming that's what I think this will be my dude. I'm just saying this is a useful system that shouldn't entirely be done away with. We don't have to do literally everything opposite as to how it's done now for the sake of it being opposite. There can be a discussion as to what %'s are ethical, sure, but I don't think you can entirely do away with interest without having pretty broad ramifications on society