Message from @transience

Discord ID: 456413614522236939


2018-06-13 11:00:00 UTC  

you'll start off with something 30% interest

2018-06-13 11:00:11 UTC  

pay it off on time and you wont get charged

2018-06-13 11:00:24 UTC  

you should pay it off on time anyway if you dont want to fuck your credit score

2018-06-13 11:01:07 UTC  

Nah they charge 0% here if you let them cash within 14/21 days on some cards

2018-06-13 11:01:28 UTC  

can you rewrite that in english please

2018-06-13 11:01:34 UTC  

Mostly going to use it for insured online purchases

2018-06-13 11:01:51 UTC  

it's 0% if you pay off on time on all cards if you pay back on time

2018-06-13 11:01:57 UTC  

within 30 days

2018-06-13 11:02:11 UTC  

but it's technically still a 30% interest card

2018-06-13 11:02:20 UTC  

In english:
If you have set up incasso (auto withdraw from bank) you pay 0% on the purchase

2018-06-13 11:02:35 UTC  

so it's basically just like paying it back on time

2018-06-13 11:02:45 UTC  

the 30% is if you dont

2018-06-13 11:02:46 UTC  

If you forget to put money in the bank its a staggering 27% on starters

2018-06-13 11:02:47 UTC  

Yes

2018-06-13 11:02:51 UTC  

that's what i mean

2018-06-13 11:02:59 UTC  

I am not going to do that

2018-06-13 11:03:00 UTC  

it's not a 0% interest card then

2018-06-13 11:03:06 UTC  

it's 27% APR

2018-06-13 11:03:28 UTC  

Pay the moment after you bought something

2018-06-13 11:03:37 UTC  

(((Credit shifu here)))

2018-06-13 11:04:45 UTC  

youll get the nicer cards after a year or two on a shitter ~20% APR card

2018-06-13 11:05:27 UTC  

Zucht, I want a amex but its useless here with mostly maestro and other methods in asia

2018-06-13 11:07:19 UTC  

i hope the british airways ones will be good

2018-06-13 11:07:24 UTC  

something tells me they're not

2018-06-13 11:08:01 UTC  

they've been charging ripoff premium prices for subpar flight service

2018-06-13 11:08:44 UTC  

I have to wait until 21 to get some proper insurance for cards too

2018-06-13 11:10:21 UTC  

Wait aren't you better of booking budget airline flights then paying premium for transaction fees @transience?

2018-06-13 11:10:33 UTC  

Or whatever fees the card has

2018-06-13 11:10:35 UTC  

scratch what i said

2018-06-13 11:11:01 UTC  

1 avios points per 1 pound spending, need 100,000 avios to go to thailand
no thanks

2018-06-13 11:11:05 UTC  

anyway <#189467888657235970>

2018-06-13 11:11:22 UTC  

Oh yeah
Ching chong

2018-06-13 11:49:06 UTC  

@porco Post more chink food

2018-06-13 12:20:49 UTC  

Chink food is pretty good, think this is dry pot or something. Just pick out meat amd veg amd they fry it in chili oil of varying spice. Great for long trips, cant fall asleep at the wheel if our stomach is on fire

https://cdn.discordapp.com/attachments/248100475054850050/456432756172521483/Resized_20180603_135553.jpeg

2018-06-13 15:23:54 UTC  

even einstein shat on chinks

2018-06-13 16:28:05 UTC  

based einstein

2018-06-13 16:28:09 UTC  

truly /ourguy/

2018-06-13 16:31:47 UTC  

anyone who has read anything about einstein knows he was cautious for everyone

2018-06-13 16:56:18 UTC  

damn good guy einstein

2018-06-13 16:56:22 UTC  

thats pretty funny