Message from @transience

Discord ID: 456413070072217600


2018-06-13 10:57:33 UTC  

u r not even out of high school yet lmfao

2018-06-13 10:57:54 UTC  

just get a fake one if u want to impress ur gay friends

2018-06-13 10:58:00 UTC  

im sure dapple can fix you one

2018-06-13 10:58:43 UTC  

First off
Fake credit cards are borderline useless and gay
Second
I need to spend half a million to get a business card <:blobthinkingeyes:427568214579609601>

2018-06-13 10:58:53 UTC  

ive been on a capital one card for the past year

2018-06-13 10:58:58 UTC  

just to build up credit

2018-06-13 10:59:04 UTC  

it's working

2018-06-13 10:59:31 UTC  

the only reason why i like the idea is because of rewards like airline miles

2018-06-13 10:59:34 UTC  

Imma do that, im thinking of getting a card with incasso, 0% int

2018-06-13 10:59:46 UTC  

you wont get 0% right off the bat

2018-06-13 11:00:00 UTC  

you'll start off with something 30% interest

2018-06-13 11:00:11 UTC  

pay it off on time and you wont get charged

2018-06-13 11:00:24 UTC  

you should pay it off on time anyway if you dont want to fuck your credit score

2018-06-13 11:01:07 UTC  

Nah they charge 0% here if you let them cash within 14/21 days on some cards

2018-06-13 11:01:28 UTC  

can you rewrite that in english please

2018-06-13 11:01:34 UTC  

Mostly going to use it for insured online purchases

2018-06-13 11:01:51 UTC  

it's 0% if you pay off on time on all cards if you pay back on time

2018-06-13 11:01:57 UTC  

within 30 days

2018-06-13 11:02:11 UTC  

but it's technically still a 30% interest card

2018-06-13 11:02:20 UTC  

In english:
If you have set up incasso (auto withdraw from bank) you pay 0% on the purchase

2018-06-13 11:02:35 UTC  

so it's basically just like paying it back on time

2018-06-13 11:02:45 UTC  

the 30% is if you dont

2018-06-13 11:02:46 UTC  

If you forget to put money in the bank its a staggering 27% on starters

2018-06-13 11:02:47 UTC  

Yes

2018-06-13 11:02:51 UTC  

that's what i mean

2018-06-13 11:02:59 UTC  

I am not going to do that

2018-06-13 11:03:00 UTC  

it's not a 0% interest card then

2018-06-13 11:03:06 UTC  

it's 27% APR

2018-06-13 11:03:28 UTC  

Pay the moment after you bought something

2018-06-13 11:03:37 UTC  

(((Credit shifu here)))

2018-06-13 11:04:45 UTC  

youll get the nicer cards after a year or two on a shitter ~20% APR card

2018-06-13 11:05:27 UTC  

Zucht, I want a amex but its useless here with mostly maestro and other methods in asia

2018-06-13 11:07:19 UTC  

i hope the british airways ones will be good

2018-06-13 11:07:24 UTC  

something tells me they're not

2018-06-13 11:08:01 UTC  

they've been charging ripoff premium prices for subpar flight service

2018-06-13 11:08:44 UTC  

I have to wait until 21 to get some proper insurance for cards too

2018-06-13 11:10:21 UTC  

Wait aren't you better of booking budget airline flights then paying premium for transaction fees @transience?

2018-06-13 11:10:33 UTC  

Or whatever fees the card has

2018-06-13 11:10:35 UTC  

scratch what i said

2018-06-13 11:11:01 UTC  

1 avios points per 1 pound spending, need 100,000 avios to go to thailand
no thanks

2018-06-13 11:11:05 UTC  

anyway <#189467888657235970>