Message from @Katnipkitkat
Discord ID: 299540895227969536
honestly fuck student loans
that shits like a life sentence of paying
I can save up some of the money I have left over though. Since I can't save too much, I could just dump it in a lump sum to one of the debts once it gets too high.
they should make schooling free
Bernie's trying to
It's more popular now but I doubt it'll pass.
trumps making life worse
for ever race
$500 can pay for half of two of my debts.
I have about $6000 in total debt.
o thats not too bad
thats actually alright but if they have interest thats troubling
But it's costing me $250 a month.
Expenses keep coming up that I can't afford normally so my debt's climbing faster than I can pay it off.
It should be easier when the student loan is paid off.
Then I can get ahead of the interest and that.
I also just cut my cable TV from $80 premiere cable (the most common package from my provider), down to a $20 basic cable that just has the main national networks that all have local versions like CBS and NBC and such
$60 more a month will help
I had like 30k in debt in the US back in 2003, but I left the country and after my dad died my mom said she couldn't make the payments anymore, so I probably would have had some problems if I hadn't left the country.
how come such a large debt?
You try to afford... anything on $50 a month left over after bills and critical expenses.
In the long run it is helping me though.
ah makes sense my family avoids anything to do with credit unless were in a bad situation
This makes me sad
Because the student loans destroyed my credit because of some fradulant practices on their end.
I don't want to pay the TV tax here so I don't have my TV cable attached.
The other debt, and being good with it, helps rebuild my credit.
The student loan place was fradulantly filing my payment a day after the due date, diligently, like clockwork, no matter when I sent it in, ( was doing it by mail then), so consstently they had to be doing it on purpose.
It ruined my credit and I couldn't prove it was their fault.
It takes seven years for deliquencies to expire on your credit report.
It stopped when I switched to automatic payments.
lucky where im going i wont have to pay off large amounts of loans to land myself a good job
I hate this. So much financial instability. It makes me sad. Debt is literally the worst thing
loss of sleep is impairing my typing wtf im like all over the place
I would someday like to own a house. Sure I need a job first, but a lot of damn good that will do me with shitty credit. So in the meantime I'm rebuilding it best I can.
I think it's in the 600s now last I checked.
Bottomed out at 480
agh my third hard drive i added doesnt want to save anything on it and i formatted it also
I've got 2 different names now, dunno how that'll work out if I have to go back to the states.
Right now? Badly.