Where do ya'll buy silver and gold?

@Zyzz I think about that all the time. Maybe one day but all my roots are here. Family, long time friends, business networks...

So for the time being I'm just trying to see if I can make it here, really hoping for that housing crash

@ThisIsChris that sounds Trad AF. Do that

@ThisIsChris Go with the wall dividers, fam. It's very similar to how our ancestors lived in log cabins/hovels/huts for hundreds, if not thousands, of years.

@Deleted User like bullion? I use JMBullion.com

@ThisIsChris i moved down to FL and knew not a soul. i understand the apprehension but then again so did our ancestors when they left europe.

@John O - @Deleted User yeah everytime I go back to that idea I'm like "ya know wall dividers aren't such a bad idea..." I just have to give up on my dream of having a home squat rack/bench press/deadlift platform

Fuck personal time. People didn't have time to themselves during the Industrial Revolution

@Zyzz Florida sounds great man, especially when thinking about the weather. I'm glad you have made it work.

tfw no cramped house full of kids and waifu

I'm going to get a 3 story house for me, my parents, my 3 siblings, and all our kids

@John O - that's so awesome.

Kek, not really dude

That would be hellish

Maybe not the literal 3 story houses, but I have looked into those two-family homes before

I would like to have my dad right next door

thatd be sweet

i was very close to my grandparents growing up.. they were a 10 min drive away

Yeah having multi-family homes with family is a pretty great idea if you're close

When my grandma grew up in the Bronx, her family all lived in the same building. Same with my other Grandma in Boston, and my Grandpa in Brooklyn

Err, not quite my grandpa

Ha yeah only kicker is my dad loves his house too much to move

Have you tried looking in ossining or peekskill? my buddies sister just bought a house up there for around 500k. Very nice home fit for a family. @ThisIsChris

The metro north has its last stop in croton on hudson right between the two so the ride into the city is not terrible.

Yeah that area is super nice. I will have to think about it, thanks for the recc @Louis Loire - NY

500k not bad for a house in a place that nice

I have to admit I haven't looked North of NYC yet, will have to do my research. I'm usually poking east since my family is that way

Westchester is super expensive in spots but quite reasonable in others

much cheaper then the city though

Ossining, Peekskill, Tarry Town, Hastings, Dobbs Ferry, upper Yonkers, Croton all of these are decent little river towns.

All of them are also on the Metro North line so getting to the city is again not terrible

@Deleted User APMEX, Provident Metals, or Gainesville Coins are my go-to online bullion dealers, with Provident being my #1

@Deleted User Sorry, was AFK. Buy at the local coin shop and become friends. You will never pay spot, usually spot plus the shop premium, ~3%, but building he rapport is better than buying online, some states charge tax for buying gold and silver, there are transactions that may not apply to &c. and they will inform you after due time.

@John O -#7072 Sorry for the doom & gloom, my dude. Acknowledging and understanding the warning signs can be a powerful tool in itself though. I'm right along with you in the house-hunting boat--working with a realtor in Colorado right now...

Economists Urged to Use Fertility to Predict Recessions: https://archive.is/bo5i4

lol, they should have done that a generation ago when they had the ability to warn of demographic decline.

@Argument of Perigee Yeah, I know it's dumb to buy my first house rn, and I'm not going to. I'm just worried about being ruined if there is another depression

@John O -#7072 fwiw, if I could afford a house that I wanted to live in for 20+ years, then I would just buy it now.

^ For long-term, buying now is probably always better.

Here's what I'm worried about. I want to buy a house, and I have enough saved where I can buy something decent and put down 1/3 of the cost and still have savings rn. My biggest apprehension is, if the economy absolutely shits itself, will I be able to keep working? I do construction, so I'm not very insulated from the whims of the market. Plus, I'm only 23. My credit score is something like 650, but I'm not sure if my age is detrimental to my loan prospects