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can someone explain the pros and cons of a major credit co vs a credit union?
plz no bully

No worries. Regardless of which financial institution issues the card, you'll almost certainly be applying for a Visa or Mastercard (maybe American Express.) Then it really boils down to terms (interest rates, limits, fees) and perks (rewards, points, cashback). Some credit unions and even smaller banks will have their name on the credit card, but it will actually be issued by a different finanical institution, so keep that in mind when looking around. For example, I have some accounts with a regional credit union in a previous state in which I've resided. In looking at their credit card options, I see in the fine print "The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express."

But how do they affect me differently as the card holder? @Argument of Perigee

The credit company vs the credit union I mean

@Goose Can you pop into the voicechat real quick?

sure

@everyone Hello. I have a tentative summer internship opportunity in the financial field. Looking for a college student. No experience required. DM if interested. (Pennsylvania)

I'm not a candidate but I just wanted to say that is awesome and hope one of our guys takes it.

Hey! Quick question. Does anyone have their CFP certificate? Looking for advice.

<@&322715617138311171> <@&387091385075105804> ^^^

Reminder everyone to save while the economy is good. We **will** have another recession, don’t get caught without a rainy day fund (preferably a rainy “month” or rainy “year” fund). Don’t over-spend during the good times.

Agreed. I would recommend, in case of severe weather, have many small bills to make exact change at grocer. Where I live the weather knocked out power to half the city for a day, no one could use the ATM, and the grocery stores ran short on change. Some stores couldn't take cards so some families ate whatever they had in their pantry...most shit tier Americans have ramen or worse, nothing in their pantry @everyone.

This was last year.

Midwest Steel Futures for April delivery

trump danke

https://www.thebalance.com/how-bond-funds-can-lose-money-2466567

Thinking of buying long deep out of the money puts on twtr

Like jan 2019, strike $10-15

Trump will destroy twitter

@greenpond here's the chain

They do look extremely cheap, so as long as you're willing to completely lose that money (fairly likely) for a possibly of a MASSIVE payoff, then I agree with you to go for it @greenpond

Looking at it I'm tempted to pick up a few too on a flyer

@ThisIsChris my gut says its a worthwhile gamble

I follow Q

Q is saying things about IBOR, crimes by jack

Who is Q?

insider on 8chan

qanon.pub

Interesting, is he talking about Twitter?

But yeah just based on Twitter's historical volatility, 10 cents for the 13 strike Jan 19 doesn't seem bad. Maybe it's worth to get a handful and sit tight. Even if Twitter just goes down to the 20s in the next few months that put should increase quite a bit

Yeah read through his recent posts, it's fascinating

Cool thanks. true can sell the puts

Isn't Q Anon tinfoil shit?

@Jacob Sign me up for the loony bin then 😎

@greenpond the 15 strike leap you mentioned jumped 30% today

@ThisIsChris doh, still waiting for my funds to clear

the insiders know

Haha, I just put in a bid for 5 contracts at .19, we'll see if it takes

Yeah thing is TWTR has had no problem hanging out at 8 dollars in the recent past, so I wouldn't be surprised if this gets jumpy if there's another correction in the next few months

@everyone Tip: If you're trying to meet c-suite contacts, buy 1 share in the company and go to the annual meeting.