Message from @Ryan -NJ

Discord ID: 536269811831930939


2018-12-18 19:54:14 UTC  

I'll have to think about it, thank you.

2018-12-21 19:22:59 UTC  

For all the AAPL stock holders:

https://cdn.discordapp.com/attachments/352760194775777282/525755082050895894/image0.jpg

2018-12-21 19:41:30 UTC  

oosh yeah.

2018-12-23 06:31:12 UTC  

OTC is king now

2018-12-23 13:50:19 UTC  
2018-12-25 05:28:53 UTC  

@Papa Pizzagate "Tilray" was the other weed stock I was thinking of, not "tarp"

2018-12-25 07:05:19 UTC  

Interesting..

2018-12-25 07:05:37 UTC  

I hear slack wants to go public. In 2019

2018-12-25 21:33:39 UTC  

@Papa Pizzagate Interesting, their direct competitor, HipChat, is part of Atlassian, a suite of related development tools, which is publicly traded under TEAM. I wonder how a Slack stock would compare.

https://cdn.discordapp.com/attachments/352760194775777282/527237517381074964/Screen_Shot_2018-12-25_at_10.33.07_PM.png

2019-01-01 14:16:47 UTC  

https://cdn.discordapp.com/attachments/352760194775777282/529664290676801537/unknown.png

2019-01-02 00:26:47 UTC  

Hey everyone

I’m doing some tax planning for myself in 2019 (I’m also a CPA), if anyone wants any advice on tax planning or just generally personal financial planning I’d be happy to discuss here or in DMs.

2019-01-02 00:27:27 UTC  

@everyone ^^

2019-01-05 21:12:25 UTC  

@ThisIsChris am i remembering right, but i think you said some time ago that you use money markets at Schwab. Do you have ones you like?

2019-01-05 21:14:32 UTC  

@Ecarttev It's hard to go wrong with SCHD, that's their dividend payer's fund. There's also SCHB (Broad US market based fund), SCHE (Emerging Markets Fund), and SCHZ (Bond fund) that are worth checking out.

2019-01-05 21:14:55 UTC  

There's are all Schwab run ETFs so Schwab doesn't charge commissions when buying or selling them either.

2019-01-05 21:16:44 UTC  

dope, thanks

2019-01-12 23:23:05 UTC  

@Tanner - SC I'm looking at your link from Dec 9 about Harry Dent. Is he legit, partially legit, or questionable? I went on his twitter and it is indistinguishable from the tier of metals market zero hedge ads you see claiming "do x and y NOW before the collapse!"

2019-01-12 23:24:06 UTC  

I was thinking about getting his Zero Hour book but then I saw how he operates like a huckster, seemingly buying this interview on fox business

2019-01-13 03:04:37 UTC  

I don’t buy anything from the gold hucksters, but I do think they have useful commentary on the current state of the economy. Most people are far too optimistic about the future of such a manipulated and debt riddled economy and these guys provide a useful counter balance. I lean toward their way of thinking, though I find crypto to fulfill the use case of gold while also allowing the electronic transfer ease of modern payment systems without resorting to trading warehouse receipts like the inevitable result of gold used as currency.

2019-01-19 19:44:46 UTC  

It’s almost time to utilize those cash reserves.

2019-01-27 17:45:59 UTC  

Silver has broken its 30 and 60 day high...I wonder if this will signal a buy for a lot of people.

2019-01-27 20:11:11 UTC  

Whoa just checked out the gold and silver (futures) prices, they really spiked at end of day Friday, I wonder why?

2019-01-27 20:46:08 UTC  

People hedge with gold when they feel / fear a recession coming. I can’t speak to the futures pricing, but gold would be a decent hold through the next few years due market cycle.

2019-01-27 20:49:43 UTC  

IMO

2019-01-27 20:52:52 UTC  

@Ryan -NJ could you specify what to buy? When do I know when to buy? Not yet or now?

2019-01-27 20:57:55 UTC  

@Jonaltright Timing the market is impossible. I use fundamentals analysis, cyclical trends, and geopolitical measures to buy when cash reserves are available. IE: Obama was passing Healthcare legislation circa 2009/2010. Taking into account the massive influx of mandatory capital into healthcare, the rapidly aging boomers... I shopped for some fundamentally sound / future growth organizations. I settled on UTC. It was a good play.

2019-01-27 21:00:18 UTC  

@Jonaltright I would approach our current time in similar fashion. Pay attention to historical trends (bull/bear), major indicators, and invest in fundamentally sound / healthy companies. One brick at a time. Long game.

2019-01-27 21:02:48 UTC  

@Ryan -NJ oh gotcha

2019-01-27 21:03:52 UTC  

@Jonaltright The suggestion to have a position in gold is presuming that it’s being added as a multi tiered approach to an existing portfolio.

2019-01-27 21:06:44 UTC  

Oh I see

2019-01-28 00:11:18 UTC  

Yeah generally if you don't know what you're doing, it's best to go with some kind of "retirement fund". Retirement funds take different forms. Mutual funds used to be popular, now retirement target date ETFs are getting more popular. They all do more or less the same thing, which is put your money into a big pool that invests in many many things so that you're not tied to any one investment but rather you get the average increase of the overall economy. Though when it comes to the paperwork I do personally prefer the retirement target date ETFs although if you're using a 401k then you may only have mutual funds available to you. Plunk your money in a retirement fund and forget about it until retirement. Only pursue "trying to buy what and at what time" if you're willing to put in the time for research and willing to take risks based on your own research. It doesn't really pay off unless you find reading balance sheets in your spare time to be enjoyable. Trying to jump on trends without knowing the risks first is worse than gambling because in gambling at least you know the rules.

2019-02-08 21:52:15 UTC  

Hey so the information is heavily censored so imy having trouble getting info in the yellow best banking run. Anybody know how that's going?

2019-02-08 21:52:37 UTC  

Strong, weak, effective, ineffective?

2019-02-09 01:28:15 UTC  

I mean in regards to the banking/investment industry

2019-02-09 01:29:31 UTC  

The banking runs were supposed to happen. I guess the banks are restricting giving back deposits. Could this be a significant event in regards to future investing etc?

2019-02-09 04:18:04 UTC  

@ThisIsChris and thanks for your response to my question about general investment in stocks. I see people who are smarter than me in terms of IQ and they seem to just get richer all the time picking stocks. I tried wealth front the automated investing algorithm but it just lost me $100 of $5000 I put in. Not gonna get rich and be able to afford a home, waifu, and kids that way anytime soon lol

2019-02-09 04:48:15 UTC  

Deposits are FDIC insured up to 250k I believe. A run on the banks won’t impact you unless you have more than that

2019-02-09 04:50:33 UTC  

@Zyzz what effect on the banking industry do you think the yellow vests will have in terms of banking runs?

2019-02-09 04:51:25 UTC  

I guess the French bank accounts are protected like ours?

2019-02-09 04:51:41 UTC  

*aren't protected