Hell yeah brother. BOOMERTOWN Usa

By then, my savings will be more than sufficient for a very sizeable down payment

Never get a 30 year

I’m sure you know that but still

30 years are the worst thing on the planet

I plan on putting down at least half the value of the home

15 should be no problem for you then

I’m not incredibly well versed in real estate finance but uh. Spending over twice what a property is worth just sounds unpleasant.

Obviously, given my profession, I won't be able to live like a king, but I'm very frugal and have some money tucked away

I'm looking at $150k properties

It's hard to do, but shit, it's a goal

A 150k property in central Florida probably isn’t *too* hard to find

You can get houses for 6k here

You wouldn’t want to live in them.

You can find tear downs around here for that kind of money, but it's hard to secure loans, and demolition is expensive

I mean, most here are that cheap because of the area.

Ooooooooh

*the area*

OOOOOOOOH

Yeah it’s cheap because it’s in Darfur.

https://southfront.org/idlib-militants-deliver-chlorine-canisters-to-bsanqul-village-prepare-to-stage-chemical-attack-russian-military/

False Flag

Mhmm.

Just something pretty I saw.

There's an Instagram account called "Cheap Old Houses" that features *gorgeous* old fixer uppers all over the country for less than 100k. Caveat, they're all in *certain neighborhoods* or really economically depressed areas. My Victorian renovation dreams are still on hold.

@micbwilli Cool, but holy crap, it's gonna send me into a seizure, lol.

I wish it would slow down a little. Definitely looks cool. @micbwilli

ah, my daily dose of epilepsy is going well

hahah

I didn't know gifs played instantly on discord.

don't mind me, I'll be on the floor writhing

@Salo Saloson make sure to lay on your side so you don't choke on the mouth foam.

thanks for the tip

LOOOL: https://www.rt.com/business/438565-americans-fake-meat-milk/

Is it a sign you're about you have a baby if you get songs like "I'm a Little Teapot" stuck in your head (asking for a friend)

I work in mortgage, so if anyone needs advice on obtaining a loan, feel free to ask.

I hope everyone is having a wholesome day so far. https://www.youtube.com/watch?v=MOlqsqZzgg4

@John O - The interest rate is usually a little less on a FIX15 than on a FIX30; however, the FIX15 payment is greater than a FIX30 payment. When you have the funds, you can always pay extra principal on a FIX30, to pay it off sooner, but still have a smaller required payment for leaner months.

I have a FIX30 and I make about two extra payments every year.

That's the plan

I wage-cuck as an underwriter, so feel free to ask me any questions, should you have any, about the home loan approval process.