Message from @Ramen

Discord ID: 396390485817557004


2017-12-29 19:45:42 UTC  

@Kalier jokes exist, no matter how hard they are. Relax.

2017-12-29 19:45:53 UTC  

That wasn't a joke

2017-12-29 19:46:16 UTC  

@Kalier seriously how old are you

2017-12-29 19:46:34 UTC  

SOMEBODY BROUGHT CHILDREN HERE @Exilarch

2017-12-29 19:47:05 UTC  

I mean I don't know how young, but this guy... he seriously has to be early teens or something

2017-12-29 19:47:18 UTC  

he's got a lot of lessons to learn and I'm not sure here is the place to do it

2017-12-29 19:47:21 UTC  

Early teens I am not

2017-12-29 19:47:25 UTC  

there's places like gaiaonline for that

2017-12-29 19:47:47 UTC  

late teens?

2017-12-29 19:47:59 UTC  

are you at least over 15?

2017-12-29 19:49:25 UTC  

lack of answer means "no"

2017-12-29 19:49:38 UTC  

so you're 13-15

2017-12-29 19:49:55 UTC  

which is fine dude but this is a pretty adult chat, you really ought to reconsider your internet company

2017-12-29 19:50:27 UTC  

you might think "fuck that I wanna grow up fast," but in all honesty I did that and it sucked. Just go enjoy your youth man

2017-12-29 19:50:39 UTC  

don't waste it on a fucking internet chat server talking about politics, go skateboard or something

2017-12-29 19:51:05 UTC  

I have more than 15

2017-12-29 19:51:33 UTC  

I entered politics when I was 14

2017-12-29 19:51:36 UTC  

loser

2017-12-29 19:51:58 UTC  

talking politics is for adults who can't do anything else because they are trapped in jobs they hate and bodies that don't function, you should be out doing something worth remembering while you still have a chance

2017-12-29 19:53:59 UTC  

like playing overwatch

2017-12-29 19:54:16 UTC  

>overwatch

2017-12-29 19:54:23 UTC  

like if you are young why aren't you out hanging out with your fellow spanish and making friends and having happy spanish fun doing your hat dance or whatever it is you do

2017-12-29 19:54:25 UTC  

https://cdn.discordapp.com/attachments/267086373285134338/396390523411365891/overcuck.png

2017-12-29 19:54:39 UTC  

why are you here talking about the virtues of spain to people thousands of miles from spain who will never go there and do not give a shit

2017-12-29 19:54:54 UTC  

im a global citizen

2017-12-29 19:54:58 UTC  

haha

2017-12-29 19:55:05 UTC  

fun fact

2017-12-29 19:55:21 UTC  

literally had to take a class at my uni where we were conditioned to think "globally"

2017-12-29 19:55:36 UTC  

because we have international students BLah blaH blah

2017-12-29 19:55:56 UTC  

I fell for the college meme

2017-12-29 19:56:05 UTC  

if I had it to do over again I would've never advanced beyond junior college

2017-12-29 19:56:24 UTC  

would've just taken shit jobs to raise capital while learning accounting, econ and business at a junior college

2017-12-29 19:56:33 UTC  

then saved up until I could start a business

2017-12-29 19:56:53 UTC  

I would never have done any of this college shit

2017-12-29 19:57:10 UTC  

oof my parents are making me go to college

2017-12-29 19:57:14 UTC  

brb going into debt and paying commies to convert you to communism so you can try to buy a job

2017-12-29 19:57:31 UTC  

do me a favor bud

2017-12-29 19:58:08 UTC  

at least I can afford college and not need to take loans

2017-12-29 19:59:12 UTC  

1. calculate the total cost of college
2. go to www.portfoliovisualizer.com, click "backtest asset allocation," start as far back as you can go, and do 60/40 stock/bonds from the dropdown menu on the right
3. set it so that you start with the total cost of college, and then add 30k every year (assuming you lived at home with your fam and just invested that same money while working, saving and investing more)
4. look at the annual return, how much you'd have at 5 years, how much you'd have at 10 years, etc
5. if it convinces you, show it to your parents

2017-12-29 20:00:19 UTC  

or tell me and I will punch it in for you and give you a link

2017-12-29 20:00:46 UTC  

I honestly cannot understand why the fuck a 50 year old ever thinks college is a good idea