Message from @Exilarch
Discord ID: 396392121499648001
>overwatch
like if you are young why aren't you out hanging out with your fellow spanish and making friends and having happy spanish fun doing your hat dance or whatever it is you do
why are you here talking about the virtues of spain to people thousands of miles from spain who will never go there and do not give a shit
im a global citizen
haha
fun fact
literally had to take a class at my uni where we were conditioned to think "globally"
because we have international students BLah blaH blah
I fell for the college meme
if I had it to do over again I would've never advanced beyond junior college
would've just taken shit jobs to raise capital while learning accounting, econ and business at a junior college
then saved up until I could start a business
I would never have done any of this college shit
oof my parents are making me go to college
brb going into debt and paying commies to convert you to communism so you can try to buy a job
do me a favor bud
at least I can afford college and not need to take loans
1. calculate the total cost of college
2. go to www.portfoliovisualizer.com, click "backtest asset allocation," start as far back as you can go, and do 60/40 stock/bonds from the dropdown menu on the right
3. set it so that you start with the total cost of college, and then add 30k every year (assuming you lived at home with your fam and just invested that same money while working, saving and investing more)
4. look at the annual return, how much you'd have at 5 years, how much you'd have at 10 years, etc
5. if it convinces you, show it to your parents
or tell me and I will punch it in for you and give you a link
they've had time to learn better
woah woah woah are you talking about investing?
look man ive got it down you see
I Bought Bitcoin
a 20 year old thinking something stupid I could understand, a 50 year old still being stupid is unforgiveable
because they grew up in a different world than us
even in their world my way is smarter
they had way more market growth over the course of their lives than we will over the course of ours
warren buffet is castle rich partly because he knows his stuff but partly because of the rate of return in his day
of course middle aged people can think stupid things
most do
most americans will live totally worthless mundane lives
like my LGBTQ ally high school physics teacher who angrily replies to trump tweets
she rages at trump on the internet because she is a loser who can't do anything else to realize any of her dreams
she probably stays up at night raging about stuff donald does, and donald does not even know she exists
how sad is that
oh no, it's a 46 year old man
> lgbtomgwtfbbq
> man
son, I...
i always had a theory he was a huge pervert
is he gay?