chink-shit-general
Discord ID: 189466684938125312
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I mean, I did quit those jobs to study
Life is pretty easy if you don't chew more than you can swallow
Which well
Most people tend to do
Do you get student loans?
Bursary?
I do
But I don't really utilize it
>gets free money
>man, life is easy
I have grants and a few scholarships, though
But I'm not doing much with them
I mean
I'm still using the money I earned before I started studying
So it's not like I need to go out of my way to borrow some more
well I'm out of job now so I'll see if I can get NEETbux while I'm looking for a new job
how'd you lose your job?
Who, me?
*shrug*
Oh, him
I guess times are rough unless you happen to work in construction
That shit is just booming atm
ayy there's actually construction going on here
They're pretty much plucking pre-graduates out of their seats to fill the positions
I get horror flashbacks talking student finance
almost died working for student loans
the amount of entitlement and arrogance every single day
It would honestly be a good idea for me to borrow as much as I can, and invest it elsewhere for some profit
But I hate owing people money
UH MY STUDENT LOAN IS ONE DAY LATE, WHERE THE FUCK IS IT, I'M GONNA BE HOMELESS
yeah right
The low 0.6% interest rate is quite attractive, though
I'm currently paying my student loan
after a year at a folk high school
Welp
Did you move away for that?
yeah
I see
all the way south
lel. I have more in my bank account than I do in student debt, but I wont be able to pay back the debt for 15 years
can't you set up a payment plan by phone?
you can in student finance england anyway
No, I need the money in my bank to live on
for 15 years?
He's probably paying very slowly
Lol, I live in portland oregon. Its expensive as balls to live here
And ye
Its like 100$ a month for 15 years
the interest is pretty high here
Sounds reasonable enough
and starts accruing as you study
which not a lot of people know about
sadly
the second you sit in a lecture it starts ticking up
5.5% here, starts when you get out of collage
people believe it starts when they graduate here, it's a myth
I would lie if I said that people aren't aware of their loans over here
not supposed to tell them
Lel
You pretty much get a quarter-wise reminder of what your current loan is
Gotta read thos contracts tho
The interest rate atm
Everything
no one reads the contracts here, mummy and daddy sort it mostly
And the projected repaying rate
Also bring a red pen to make corrections when you go to sign something
I'm sure it isn't much different overseas
mummy and daddy deal with all that shit all the way through
People move out alot over here
So typically that stuff is handled by themselves
Cross out shit you dont want on the contract, or you might get screwed. /murica/
Rather, they use the rather affordable student loan to move out
And that's what that accrues them the debts in the end
Not the studying itself
>call up house to discuss loan with some kiddo
>mum answers
>can I speak to faggymcfaggleson
>no he just left what's it about
>student loans
>OH FAGGY FAAAGGY
>sound of her upstairs
>IT'S THE LOAN PEOPLE
>*bed ruffling sounds* WHaaa"
fucking jackass, wake up you stoner
Yeah, moved out at 18, not gonnaa live with parents any longer than necessary. Seems to be the norm here
>expects me to believe everyone moves out when a bunch of students in this very discord and all over /g/ live with parents
Kek
Neckbeards here then
I don't doubt people move out into shitty prison cell accommodations
This Discord is special
You're special
etc
but the application process is fully parent powered at least here
or maybe I got a dark insight into the real goings on without e-bravado
No but seriously, the stats indicate that most youngters move out
Because they can finance it themselves
Well, not "themselves", but they have way to do so
yeah they move out into a place a prisoner would turn their nose up to but the application process for the loans is all the parents, they're the ones calling as registered third parties
and dealing with the shit, not the students
so saying bring along a pen to cross shit out is crazy, the student never shows up, it's mummy and daddy
which is crazy
they're not the ones paying it off
That's a weird system
it's all done online here
I mean, same here
It's just that everything is connected to the student itself, and no one else
but 99% of all calls I ever had was the parents, rarely ever the student
the parents didn't have the same privileges but if they had the student mumble out some security they could do anything
If payment is neglected, the loan taker will be the one to receive punishment
over here it comes off wages and if you never earn more than the threshold it gets wiped after 25 years
So naturally, the loan taker will have to be the one taking the responsibilities
>thinking some 17-18 year old twerp gives a shit about all that
most people don't even plan for their retirement before 30
much less a loan they take out pre-20 years old
I'm sure they will when their money gets cut when they neglect certain duties
Such as actually studying to meet the criterias
I dunno
Most of the criteria are pretty easy here, I think they're talking about making it harder
I feel your system is flawed in the sense that it gives very little physical feedback to the kid commiting to the loan
I never touched the scottish system
just english
So naturally, they'll get complacent and accrue major debts without realizing it
the only scot I got had his mum threaten to come after me with a baseball bat
hung up immediately anytime I heard a stoner/junkie scot voice after that
not worth it
english system is harder because ยฃ9000 tuition fees paid off by the loans
scotland doesn't have tuition fees
less burden on you
english get sucked into a sense they have to study and to study they need maximum loans
so they're not all that interested in the terms
What stops the English kids from moving north and studying there?
need to remain here for 3 years
a lot of people want to get a move on and enter at 18
a lot of english move up though
takes some planning
3 years is the duration of most educations, though
3 years pre-education starts
so you'd need to move during high school or something
you can come from anywhere, as long as you've been here 3 years you get it free
Right, so it's almost like a citizenship exception
yeah pretty much
I'd have thought they'd make it easier for UK-citizens, but guess not
university of glasgow plays by its own rules
they get so much money from chinks they give away free education to the English if you beg for it
but most places you need to pay or be here for a while
but our fees are lower than england
so it works out cheaper
shittier unis tho
something like ยฃ1500 a year compared to ยฃ9000
might have changed
being english is suffering
they were implementing sharia loans when I left
God damn thats cheap. Tuition is 21000$ a year here at so-so universities.
7k$ per term
Well
You guys don't have some of the most expensive tuition fees in the world for no reason
Thats without living expenses, supplies/textbooks.
Its shit here
Rather than free money the government gives you 1% discounted (still 4.5%) loans.
Being a student in murica is expensive
Its why we have so many homeless people here
Welcome @MaddAddam!
is @Deleted User active
same profile pic
sp00py
where's that?
xda
old miui rom i used to run
I need a unique avatar
o
so ur not secretly a rom developer
shame
>not secretly a pajeet
p happy about that
kek
rom developers are the underdogs man
without them many phones would not still be updated and useful
Maybe you should commission an ahegao mi-thing face
>sneaking on the streets
>secretly taking a shit on the street
>secretly reports back to India
i need to commission art for my bot
6
i need someone to draw me sexi anime chick to use as bot icon
Comfy birb
Mirin?
:^)
I should put them in my videos more, they just ruin my computer desk any time they get close
ayy
did you see my new video stick?
they try to wreck my new amp
oh yeah
cables in the back
idk how i feel about comfys new pic
@Deleted User change to mein comfy and use a natzi emblem
ill remove my nick
only after my nazi video is up
ok
until then you've got my brain damaged inbred cockatiel to stare at
nice
@Deleted User Currently connected my pc to the tape deck so I can record dank memes to tape
record them faster, the memes are aging
hurry
B U Y M Y M I X T A P E
>no stick zine to buy at the pretentious zine shop
I think that picture is more meme worthy
what picture?
my new pp
oh yeah
goofy tongue to meme grin
>this spider-man homecoming plot leak
wtf am I reading
anime bitch has been commissioned
>black mary jane
>cucked Flash Thompson
>Peter Parker spending 99% of the film worrying about finishing his homework
I hope this isn't real
the fuck
I really hope the lesson of the film is "the homework was done inside me all along" and peter learns to accept the homework
new MJ
ayy
spider-man beating the fuck out of criminals and she's shouting WORLD STAAAAARR
HOW IS THAT SUPPOSED TO BE MJ
peter a good boy he dindu nuffin
MJ is a clearly defined redhead slut character
Hello nadeko
no
I want to see zendayas tight nog pussy get webbed on
oh yeah, yesterday I went to get something to drink and my grandpa was like "Wow you're tan, I almost thought a nigger walked in."
fugin spain
do you think all this forced diversity will ever get so ridiculous audiences push back on it?
NO, MJ IS NOT BLACK
naturally I was like "If that was the case something would've disappeared from the room."
forced diversity should just die
and have him get fucked in the ass on screen
making MJ black is a cop out
>a cop out
>popo coming after her
:^)
>MJ turns out to be a black lives matter protester
>BLM is portrayed as the real heroes of the film who save Spidey from the cops with careful sniper shots
WHITEY GET FUCKED
my commission is in
Trying to burn 25$ in chinkshit to make my life bearable, what should I get fam
the hell happened to the thread?
I got some new stuff
6.3mm to 3.5mm adapters
"10pcs" orders two quanitities of them, only get's two pieces.
@uamee you should buy some dual 6.3mm mono to 3.5mm stereo
@Camphor76-22-2 It's stereo each way
I am saying you should buy an adapter for dual 6.3mm mono because fuckit
My chink pendrives arrived
1 week shipping
Fastest I've ever had
will run h2wtest on them
https://www.twitch.tv/immortalmewtwo I'm testing them here
that was pretty fast
cant wake up
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