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Discord ID: 481597551272001546


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2018-09-16 07:34:58 UTC

I did grow up among many white army and ROA immigrants

2018-09-16 07:35:07 UTC

so that's how my positions and viewpoints where shaped

2018-09-16 07:36:57 UTC

A lot of people come to the same conclusions without that, though, so no biggie

2018-09-16 07:57:39 UTC

The entire strip is Mexican tonight. They are an unbelievably proud people. Only a matter of time until the normies all wake up.

2018-09-16 08:01:05 UTC

Vegas strip?

2018-09-16 08:07:59 UTC

This was in FL

2018-09-16 08:11:05 UTC

Lol I hate them soooooooo much

2018-09-16 08:12:48 UTC

They act as if native Americans spoke Spanish

2018-09-16 08:15:41 UTC

Do you ever see them post that "South Americans are Americans, too" stuff?

2018-09-16 08:16:11 UTC

Or that, "all of this is America" showing the entire western hemishpere

2018-09-16 08:16:48 UTC

Trying to rip off the American identity to muddle the immigration issue

2018-09-16 08:17:20 UTC

Like we're going to call ourselves United Statesians or something

2018-09-16 08:28:53 UTC

Theyโ€™re the worst. Played them in soccer. Oh the number of times they cheated.

2018-09-16 11:24:13 UTC

@Wotan Reborn
>Played soccer
>There's your problem!

2018-09-16 12:25:03 UTC

@Alex Kolchak - NY Lots of Irish immigrants fought for Mexico in the Mexican American war because Mexico promised them citizenship. There are quite a few Castizo Irish in Mexico

2018-09-16 12:34:59 UTC

Canelo รlvarez is pure Hispanic.

https://cdn.discordapp.com/attachments/481597551272001546/490863171134029824/skysports-canelo-saul-alvarez-mexican_4098705.jpg

2018-09-16 12:59:00 UTC

โ˜˜ Pure...... ๐Ÿ˜‰

2018-09-16 13:53:47 UTC

Why are the most ethnically proud people usually the ones who should least be proudร‰

2018-09-16 13:55:32 UTC

There is a Greek woman at my job who brings Greece up constantly, speaks Greek to herself randomly, and insults other nationalities any chance she gets while asserting that Greeks are generally better at everything.
She's also one of our worst employees and is very stupid.
Nor is she white, she's a half-Turkish second generation immigrant in America.

2018-09-16 14:00:56 UTC

In the field of psychology, the Dunningโ€“Kruger effect is a cognitive bias in which people of low ability have illusory superiority and mistakenly assess their cognitive ability as greater than it is. The cognitive bias of illusory superiority comes from the inability of low-ability people to recognize their lack of ability; without the self-awareness of metacognition, low-ability people cannot objectively evaluate their actual competence or incompetence.

2018-09-16 15:19:53 UTC

THE CELTOID INVASION WILL NOT BE STOPPED

2018-09-16 15:20:02 UTC
2018-09-16 15:21:27 UTC

Hi

2018-09-16 15:22:07 UTC

How's everyone's Sunday?

2018-09-16 15:22:24 UTC

Oh crap, the Germanics are here. Hide your potatoes, boys

2018-09-16 15:22:46 UTC

Das rite

2018-09-16 15:23:21 UTC

I might go fishing before mass and my evening meetings.

2018-09-16 15:23:42 UTC

I'd have to go to Walmart and buy a license tho...

2018-09-16 15:23:53 UTC

It's been years.

2018-09-16 15:23:55 UTC

What, like $20?

2018-09-16 15:24:06 UTC

Yeah nbd

2018-09-16 15:24:29 UTC

Just the added trip and the fact that it's been so long since I've gone at all.

2018-09-16 15:24:38 UTC

Yeah, gotya

2018-09-16 15:25:01 UTC

I'm taking a break from packing up. I'm moving to another city today

2018-09-16 15:25:24 UTC

Interesting. For work reasons?

2018-09-16 15:25:32 UTC

Yeah

2018-09-16 15:25:32 UTC

You bought a home, right?

2018-09-16 15:25:45 UTC

No, I didn't. I got talked out of it

2018-09-16 15:26:01 UTC

I want a house very badly, but I should wait

2018-09-16 15:26:45 UTC

Hmmm

2018-09-16 15:27:01 UTC

Staying in Florida?

2018-09-16 15:27:06 UTC

Yeah

2018-09-16 15:27:10 UTC

Still Central

2018-09-16 15:27:20 UTC

I'm so tired of paying what equals a monthly mortgage payment in rent.

2018-09-16 15:27:28 UTC

For sure

2018-09-16 15:27:31 UTC

Me too

2018-09-16 15:27:48 UTC

But, most analysts say we're at the top of the market

2018-09-16 15:28:38 UTC

Gonna look to buy in the next year. Was scheduled to look at 2 homes right after cville...but considering my situation at that time, I backed out.

2018-09-16 15:28:56 UTC

Yeah this current economic cycle is gonna sour within a few years

2018-09-16 15:29:03 UTC

How low will the market drop though?

2018-09-16 15:29:04 UTC

Dat yield curve

2018-09-16 15:29:08 UTC

Thatโ€™s the question

2018-09-16 15:29:20 UTC

@Deleted User no one knows

2018-09-16 15:29:34 UTC

No one really even knows if it will drop

2018-09-16 15:29:43 UTC

No one knows if we're at the top

2018-09-16 15:29:58 UTC

It's just the consensus among experts

2018-09-16 15:30:07 UTC

5%? OK on a 100k house that's 5K less than a years rent at 500 per month.

2018-09-16 15:30:24 UTC

^^^^

2018-09-16 15:30:25 UTC

Yea for sure, just stuff to consider.

2018-09-16 15:30:36 UTC

Some people think itโ€™s just the generic market correction that happens every 10 years or so, that happens every time the fed increases interest rates. Other people think itโ€™s going to be really bad since a lot of assets are considered to be overvalued (which was prompted by the buy up after the 2008 recession.)

2018-09-16 15:30:42 UTC

My thoughts as well, but it couldn't hurt to wait a year and a half

2018-09-16 15:30:58 UTC

I did the math on that as well @Deleted User

2018-09-16 15:31:01 UTC

There is no real predicting of a market cycle. For example if the average time between recessions is 7 years, none of the sample recessions will have lasted 7 years.

2018-09-16 15:31:05 UTC

The S&P500 is like... doing better than it should be doing, honestly.

2018-09-16 15:31:06 UTC

Ehh yeah and then another 18 months and another...

2018-09-16 15:31:28 UTC

No explicit predicting, however watching for the yield curve to invert is a standard hallmark.

2018-09-16 15:31:28 UTC

You're a bit older than me, though ๐Ÿ˜

2018-09-16 15:31:46 UTC

I'm in the get a house, get married, have kids mindset full stop though.

2018-09-16 15:31:52 UTC

Oh no doubt.

2018-09-16 15:32:09 UTC

@Deleted User and mow the lawn

2018-09-16 15:32:34 UTC

If the market doesn't take a serious turn for the worse in the next year and a half, I'm buying. There's no stopping me

2018-09-16 15:32:38 UTC

Hell yeah brother. BOOMERTOWN Usa

2018-09-16 15:32:59 UTC

By then, my savings will be more than sufficient for a very sizeable down payment

2018-09-16 15:33:13 UTC

Never get a 30 year

2018-09-16 15:33:18 UTC

Iโ€™m sure you know that but still

2018-09-16 15:33:34 UTC

30 years are the worst thing on the planet

2018-09-16 15:33:45 UTC

I plan on putting down at least half the value of the home

2018-09-16 15:34:00 UTC

15 should be no problem for you then

2018-09-16 15:34:37 UTC

Iโ€™m not incredibly well versed in real estate finance but uh. Spending over twice what a property is worth just sounds unpleasant.

2018-09-16 15:34:49 UTC

Obviously, given my profession, I won't be able to live like a king, but I'm very frugal and have some money tucked away

2018-09-16 15:35:20 UTC

I'm looking at $150k properties

2018-09-16 15:35:34 UTC

It's hard to do, but shit, it's a goal

2018-09-16 15:36:06 UTC

A 150k property in central Florida probably isnโ€™t *too* hard to find

2018-09-16 15:36:13 UTC

You can get houses for 6k here

2018-09-16 15:36:21 UTC

You wouldnโ€™t want to live in them.

2018-09-16 15:37:16 UTC

You can find tear downs around here for that kind of money, but it's hard to secure loans, and demolition is expensive

2018-09-16 15:37:52 UTC

I mean, most here are that cheap because of the area.

2018-09-16 15:38:04 UTC

Ooooooooh

2018-09-16 15:38:10 UTC

*the area*

2018-09-16 15:38:18 UTC

OOOOOOOOH

2018-09-16 15:38:30 UTC

Yeah itโ€™s cheap because itโ€™s in Darfur.

2018-09-16 15:44:44 UTC

False Flag

2018-09-16 15:45:11 UTC

Mhmm.

2018-09-16 15:45:29 UTC

Just something pretty I saw.

https://cdn.discordapp.com/attachments/481597551272001546/490911108543021057/1537110240339.gif

2018-09-16 15:47:59 UTC

There's an Instagram account called "Cheap Old Houses" that features *gorgeous* old fixer uppers all over the country for less than 100k. Caveat, they're all in *certain neighborhoods* or really economically depressed areas. My Victorian renovation dreams are still on hold.

2018-09-16 15:48:50 UTC

@micbwilli Cool, but holy crap, it's gonna send me into a seizure, lol.

2018-09-16 15:49:26 UTC

I wish it would slow down a little. Definitely looks cool. @micbwilli

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